Business Savings

Build a solid foundation for your business.

The starter cushion account for every USC Credit Union business member to save for taxes, new investments, future projects, and unexpected expenses. 24/7 access via thousands of ATMs and shared branches or online banking, mobile banking, or phone. Flexible savings account with interest rates to help your business savings grow.

  • 24/7 deposits and withdrawals for your business needs
  • Easy access via ATM, Online Banking, Mobile Banking, or phone
  • $10 minimum deposit (includes one-time $9 membership fee)
  • No monthly service charge1 with minimum balance requirement
  • Earn dividends on balances of $1,000 or more

Current Business Members: Log in to your member portal, call us, or visit a branch to open your new account.

New Business Members: Apply for business membership to get started.

Personal membership with USC Credit Union does not automatically qualify for a business membership. A separate application is required for business membership. View eligibility requirements.

Business Savings*

Rates accurate as of 5/29/2024
All rates and terms subject to change without notice.

Dividend Rate and APY for Business Savings
Dividend RateAPY

*$9 membership fee required plus $1 deposit to open. Fees may reduce earnings. APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date.

Bring your business goals to life.

Get the perfect starter savings account for your business. Open a Business Savings account for just $10, online or at any branch.

Hassle-free account opening. Great rates on savings accounts.


  • A Trusted Neighbor

    Our mission is to provide affordable products and services, financial guidance, and the resources to support our neighboring communities' economic well-being.

  • Trojan Insurance

    Life happens, and accidents do too. Cover yourself with insurance for vehicles, homes, businesses, and more through USC Credit Union’s Trojan Insurance Services.

  • Save Smart, Live Large

    Grow your savings to new heights with a competitive 5.25% APY* 9-Month Certificate. Make your money climb with a low minimum deposit of just $1,000 in new-to-USCCU funds.

1$5 monthly fee assessed if the combined average in all business savings, checking, and money market accounts falls below $1,000. See the Schedule of Fees for more details.