*The rate may vary depending on each individual’s credit history and underwriting factors. Loans are subject to credit approval. California properties only. Must qualify for USCCU membership, and membership fee may apply; please call (877) 670-5860 or visit www.USCcreditunion.org to confirm eligibility. Verification of income, assets, appraised value, hazard and, if applicable, flood insurance will be required. Payments will be higher with property taxes and insurance. All credit union loan programs, rates, terms and conditions are subject to change at any time without notice. Rates are subject to change daily.
Love this credit union! I never have any issues with fees and this place has so much to offer. I plan to try and get approved for a mortgage next!
Join the clean home energy movement. Choose from two solar loan options, both with USC Credit Union’s affordable rates and flexible terms.
Cash in on the equity you’ve built up. Choose from two affordable options: a home equity line of credit (HELOC) or a fixed-rate home equity loan.
Pay for the unexpected, consolidate debt, pay for home improvements, or make a major purchase with one of our affordable Personal Loan options.
As a home buyer, knowing the difference between being pre-qualified and pre-approved is an important step in the mortgage process. Making your decision on which one to choose starts with understanding the definition of each of those terms.
USC Credit Union is here to help you feel more confident in today’s real estate market. We’ve helped thousands of our member-owners reach their homeownership goals and we will do the same for you. Download our Free Home Buyer’s Guide and learn about the entire home-buying process.
In buying or selling your home, timing is everything. While there is no one-size-fits-all answer to the best time to sell or buy a home, there are several factors to consider when making your decision.
Buying a home is one of the biggest financial decisions you'll make in your lifetime. A mortgage is a loan that helps you finance the purchase of a home, and it's important to understand how it works.