Make more memories this holiday season!

Avoid the stress of racking up debt on a higher-rate store credit card, pay off a high-rate debt, or even add the flexibility you need to your budget to cover everyday expenses.

The holidays quickly come and go, but the memories we make last a lifetime. Spend more time on what matters most & celebrating every moment with the help of a USC Credit Union Holiday Loan.

Cover everyday essentials, add flexibility to your budget, or even pay off that high-rate debt before the new year.

Focus on what matters most this season


  • Rates starting at 5.90% APR*
  • Borrow from $500 to $4,000
  • 12-monthly or 26 bi-weekly payments
  • Option to use USC Payroll Deduction
  • Great alternative to higher-rate credit and store cards
as low as
5.90%
APR*

Apply Now

If you are a member, please log in to Online Banking and your computer or mobile phone to see if you are already pre-approved.

*Annual Percentage Rates (APR) effective 10/26/2020 and may vary depending on each individual’s credit history and underwriting factors. Credit check is required. Quoted rate is our best rate. Subject to credit approval. Must be in good standing with USC Credit Union. Offer expires December 31, 2020. Make no payments until January 2021. Monthly payment per $1,000 for 12 months at 5.90% APR is $86.82. This payment example is for illustration purposes only. Your actual payment may vary. Collateral securing other loans with the Credit Union may also secure this loan. Interest accrues immediately after the loan is funded. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. For questions or concerns, please call (877) 670-5860.