1View our Schedule of Fees for details on account fees.
USCCU pays a bonus rate on all certificates of $50,000 or more. Bonus rate does not apply to special certificate promotions. Please refer to the USCCU Truth-in-Savings disclosures for complete information on account terms and related conditions. Early withdrawal penalties apply. Rates may vary after account is opened.
Your shares are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency.
*Golden Anniversary 5.00% APY New Money Certificate: APY=Annual Percentage Yield is accurate as of 8/29/2023. Fees may reduce earnings. Membership in USC Credit Union required. Must qualify for USC Credit Union membership, and membership fee may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. Must be new money deposit from another financial institution. Existing USCCU funds not applicable. $1,000 minimum opening amount with no maximum deposit amount. Once mature, a 5-month term certificate will automatically roll over to a 6-month term at that APY; 9-month or 13-month term certificates will automatically roll over to 12-month term at that APY. A bonus rate on all certificates of $50,000 or more does not apply. The share certificate will be closed, and an early withdrawal penalty will be imposed on the entire balance if a withdrawal of principal is made prior to the Maturity Date. Please refer to Account Agreement and Truth-In-Savings Disclosures for more information. Dividends will not be earned if the share certificate is closed before the dividends are credited by the ending date of each month. This promotion does not apply to Individual Retirement Accounts (IRA) and Shared/Certificate Secure Loans. All credit union programs, rates, terms, and conditions are subject to change without notice. Offer rates and terms are subject to change without notice. Promotional offer cannot be combined with any other offers.
**APY for our Anniversary CD is over 3X the national average of 1.49% APY, based on the national average of 6-month CD rates published in the FDIC Weekly National Rates and Rate Caps accurate as of December 18, 2023.