Holiday Loans

Say goodbye to the post-Holiday-spending blues with rates as low as 4.90% APR*!

Make your holidays merry and bright!

The end of the year is a time to enjoy baking cookies, sitting by a fire with your family and watching the people you love light up as they open their gifts. We know that all of the things you want to do for you and your family can also put a lot of pressure on your budget.

Unwrap your low rate

If you find yourself strapped for cash, USC Credit Union’s Holiday Loan may be a better fit for your finances, and a great alternative to higher rate credit or store cards.

  • Rates starting at 4.90% APR*
  • Borrow from $500 to $4,000
  • 12-mothly or 26 bi-weekly payments
  • Option to use USC Payroll Deduction
  • Great alternative to high-rate credit and store cards

Coming in late Fall 2018…

Cant wait? Feel free to browse our selection of personal loans if you are in need of assistance. Thank you!

Apply Now

*Annual Percentage Rates (APR) effective 11/03/17 and may vary depending on each individual’s credit history and underwriting factors. Credit check is required. Quoted rate is our best rate. Subject to credit approval. Offer expires December 29, 2017. Monthly payment per $1,000 for 12 months at 4.90% APR is $85.56. This payment example is for illustration purposes only. Your actual payment may vary. Collateral securing other loans with the Credit Union may also secure this loan. Interest accrues immediately after the loan is funded. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. For questions or concerns, please call (877) 670-5860.