Platinum Mastercard® in Los Angeles

Value and versatility for the way you spend.

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Our Platinum Mastercard® is an essential credit card for every Trojan. In addition to security of having Tommy Trojan in your pocket, our card offers the lowest rates around (we’ve checked!) and benefits unmatched by our competitors. Increase your purchase power and invest in your future with you Platinum Mastercard® today!


0% APR* Introductory Offer

Introductory 0%* APR for your first 15 billing cycles for purchases & balance transfers made within 6 months of opening your account. After that, a standard Variable APR* will apply.

Want to transfer your balance? After receiving your USC Credit Union Mastercard®, fill out a balance transfer request located under Online Banking.

A 3% fee (min $10) applies to balance transfers during the introductory period. 


  • ✓ No Foreign Transaction Fees
  • ✓ No Annual Fees


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Benefits of a Balance Transfer

  • Save money by transferring balances from higher interest rate credit cards
  • Only a 3% fee (min $10) applies to balance transfers

Balance Transfer Instructions

Just follow these simple instructions to transfer balances from your higher interest credit cards to your USC Credit Union Mastercard®.

  1. Fill out balance transfer request located under Online Banking.
  2. You may transfer any amount, but the total amount of your balance transfers cannot exceed your available credit line. You may not transfer balances from other USC Credit Union loans. (Also, you should not transfer the amount of any disputed purchase or charge. If you do, you may lose your dispute rights.)
  3. Continue to pay the other credit card companies until we notify you in writing that we have approved your balance transfer. Once approved, we will pay the amount directly to that card issuer.

*APR (Annual Percentage Rate) is effective 3/1/2023 and is subject to change. Your regular variable rate is determined by creditworthiness and payment history, and may vary. The minimum monthly interest charge is $0.50. The 0.00% APR for purchases and balance transfers made during the qualifying transaction period within the first 6 months of account opening. All purchases, net of returns, qualify for the introductory APR. The introductory rate will remain in effect until the end of the 15th billing cycle billing cycle after account opening, thereafter, the standard rate of 12.65% to 18.00% for purchases and balance transfer applies. Except for existing USC Credit Union loans, all balance transfers qualify for the introductory APR. There is a 3% Balance Transfer Fee of the total amount transferred per transaction or $10, whichever is greater. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit to confirm eligibility. This introductory rate is available for a limited time, and rates and terms are subject to change without notice. Click here for full disclosure.