Our Platinum Mastercard is an essential credit card for every Trojan. In addition to security of having Tommy Trojan in your pocket, our card offers the lowest rates around (we’ve checked!) and benefits unmatched by our competitors. Increase your purchase power and invest in your future with you Platinum MasterCard today!
Introductory 0%* APR for your first 15 billing cycles for purchases & balance transfers made within 6 months of opening your account. After that, a standard Variable APR* will apply.
Want to transfer your balance? After receiving your USC Credit Union MasterCard, login to your online banking account, go to ‘credit card details’ & select ‘ transfer-a-balance’.
A 2% fee (min $10) applies to balance transfers during the promotional period. After the promotional period there is no balance transfer fee.
Benefits of a Balance Transfer
Balance Transfer Instructions
Just follow these simple instructions to transfer balances from your higher interest credit cards to your USC Credit Union MasterCard.
*APR (Annual Percentage Rate) is effective November 6, 2020 and is subject to change. Your regular variable rate is determined by creditworthiness and payment history, and may vary. The minimum monthly interest charge is $0.50. The 0.00% APR for purchases and balance transfers made during the qualifying transaction period within the first 6 months of account opening. All purchases, net of returns, qualify for the promotional APR. The promotional rate will remain in effect until the end of the 15th billing cycle billing cycle after account opening, thereafter, the standard rate of 8.15% to 15.15% for purchases and balance transfer applies. Except for existing USC Credit Union loans, all balance transfers qualify for the promotional APR. There is a 2% Balance Transfer Fee of the total amount transferred per transaction or $10, whichever is greater. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. This promotional rate is available for a limited time, and rates and terms are subject to change without notice. Click here for full disclosure.