Our Platinum Mastercard® is an essential credit card for every Trojan. In addition to security of having Tommy Trojan in your pocket, our card offers the lowest rates around (we’ve checked!) and benefits unmatched by our competitors. Increase your purchase power and invest in your future with you Platinum Mastercard® today!
Introductory 0%* APR for your first 15 billing cycles for purchases & balance transfers made within 6 months of opening your account. After that, a standard Variable APR* will apply.
Want to transfer your balance? After receiving your USC Credit Union Mastercard®, fill out a balance transfer request located under Online Banking.
A 3% fee (min $10) applies to balance transfers during the introductory period.
Benefits of a Balance Transfer
Balance Transfer Instructions
Just follow these simple instructions to transfer balances from your higher interest credit cards to your USC Credit Union Mastercard®.
*APR (Annual Percentage Rate) is effective 08/01/2022 and is subject to change. Your regular variable rate is determined by creditworthiness and payment history, and may vary. The minimum monthly interest charge is $0.50. The 0.00% APR for purchases and balance transfers made during the qualifying transaction period within the first 6 months of account opening. All purchases, net of returns, qualify for the introductory APR. The introductory rate will remain in effect until the end of the 15th billing cycle billing cycle after account opening, thereafter, the standard rate of 10.40% to 17.40% for purchases and balance transfer applies. Except for existing USC Credit Union loans, all balance transfers qualify for the introductory APR. There is a 3% Balance Transfer Fee of the total amount transferred per transaction or $10, whichever is greater. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. This introductory rate is available for a limited time, and rates and terms are subject to change without notice. Click here for full disclosure.