Platinum Rewards MasterCard

Reward yourself and make a real difference to the Trojan Family.

< View all Cards options

With a low variable rate and a rewards point for each purchase dollar spent, the USC Credit Union Platinum Rewards MasterCard sets the standard for the card that pays you back. Redeem your points for cash, travel, brand-name merchandise, and charitable donations to USC.

Unique Rewards you won’t get from any other card

  • Rates as low as 10.40% APR*
  • No foreign transaction fees
  • Earn DOUBLE points for gas and grocery purchases*
  • Exclusive USC rewards, including USC merchandise and event tickets
  • Redeem points for cash donations to USC Heritage Fund or USC Endowment Scholarship**
  • Plus cash back, travel, unique vacation getaways, merchandise, gift cards and more!

You’ll enjoy distinctive features like no annual fees, no over-limit fees, and no foreign transaction fees. USC Credit Union will even match** your reward donations to the USC Heritage Fund and USC Endowed Scholarship Fund. As a USC Credit Union member, you’re an owner, and we work for you. Your credit union. Your future. Own it.

Check out our rewards catalog and see the endless possibilities your rewards will give you!


Apply Now

Optional Payment Protection Plan

Life happens. Sometimes extended illness or disability or involuntary unemployment makes it difficult to pay your debts. This program protects you by making the payments for you.

Benefits of a Balance Transfer

  • Save money by transferring balances from higher interest rate credit cards
  • No balance transfer fees

Balance Transfer Instructions

  1. After receiving your USC Credit Union MasterCard, call (866) 820-3867 to initiate the balance transfer process.
  2. You may transfer any amount, but the total amount of your balance transfers cannot exceed your available credit line. You may not transfer balances from other USC Credit Union loans. (Also, you should not transfer the amount of any disputed purchase or charge. If you do, you may lose your dispute rights.)
  3. Continue to pay the other credit card companies until we notify you in writing that we have approved your balance transfer. Once approved, we will pay the amount directly to that card issuer.

*APR (Annual Percentage Rate) is effective 02/01/2016 and is subject to change. Your regular variable rate is determined by creditworthiness and payment history, and may vary. The promotional rate will remain in effect until the end of the March 2017 billing cycle, thereafter, the standard rate of 10.40% to 17.40% for purchases applies. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit to confirm eligibility. For complete Rewards Program rules and conditions, visit

**USC Credit Union will match up to 100% of your Rewards Point contribution to the USC Heritage Fund or the USC Endowed Scholarship Fund up to an aggregate total of $70,000 from all contributions made by all USC Credit Union Platinum Rewards MasterCard holders per calendar year. USC Credit Union reserves the right to change, modify, or terminate the matching contributions program at any time without notice.