Finance Your Fun

Start your adventure today with low rates on your motorcycle, boat or RV loan.

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RV loans and financing to help you hit the road

Whether you’re interested in purchasing a recreational vehicle or motorhome for road trips or would like to change your lifestyle, USC Credit Union has the loan to help you start your adventure.
We provide low rates and flexible financing to purchase or refinance new or used recreational vehicles so you can start exploring the road ahead.

Stay afloat with low-rate boat loans

Are you ready to make some waves? USC Credit Union provides low rates and flexible financing to purchase or refinance new or used boats, so you can get out on the water faster.

Start your off-road adventure with a motorcycle loan

Whether you’re cruising cross-country or exploring in the desert dunes, USC Credit Union makes having the motorcycle you want a reality.

Set your own pace with an e-bike loan

Click here for more information.

as low as


Motorcycles 1200cc or less, E-Bikes, & Other Consumer Goods

  • Term
  • 36 Months
    as low as 6.24%
  • 48 Months
    as low as 6.74%
  • 60 Months
    as low as 6.99%
  • 72 Months
    as low as 7.24%

Boats & RV's

  • Term
  • 48 - 180 Months
    as low as 5.24%
*“As low as” rates include the 0.25% discount for automatic loan payments and apply to 2020 or newer vehicle models. Such rates are subject to change based on vehicle year and mileage. Other Loan-to-Value requirements may apply. To qualify for the automatic payment rate discount, loan payments must be made automatically from a qualifying checking account. Annual Percentage Rate (APR) is effective as of 05/18/2022, is based on creditworthiness and underwriting factors, and is our best rate. Proof of income may be required at the time of loan funding. Monthly payment per $1,000 for 48 months at 5.24% is $23.14. This payment example is for illustration purposes only. Your actual payment may vary. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit to confirm eligibility. All credit union loan programs, rates, terms and conditions are subject to change without notice. Rates do not apply to existing USC Credit Union Auto Loans. RVs, boats, and motorcycles are not eligible for the clean energy rate discount. Up to 100% financing is available based on credit worthiness, vehicle type, model year, and underwriting factors. New: Manufacturer’s Suggested Retail Price (MSRP) and Used: Retail Kelley Blue Book (RKBB). Includes tax, license fees, and optional products such as Guaranteed Asset Protection (GAP) or Mechanical Repair Coverage (MRC); and is subject to approval. A valid driver’s license and current insurance information are required at time of financing. 490-day deferred payment option for qualified borrowers. Interest accrues immediately.