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Access & Services
USC Credit Union offers a wide network of ATMs, four convenient branch locations and a complete range of online and mobile banking services, from free online bill pay to mobile deposit. Open an account or set up services online or in branch.
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Coverdell Education Savings
USC Credit Union offers a tax-free way to save for your student’s education. Open a tax-deferred Coverdell Education Savings Account (CESA), online or at any branch.
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Roth IRA Accounts
USC Credit Union’s Roth IRA helps members save for retirement with tax-free, compounded growth. Open your Roth IRA online with a minimum balance of $100.
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Traditional IRA Accounts
USC Credit Union’s Traditional IRA helps members save for retirement with tax-deductible contributions to an individual retirement account. Open your IRA online with a minimum balance of $100.
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Invest & Retire
USC Credit Union offers IRA and Roth IRAs to help members save for retirement. We also offer the Coverdell Education Savings Account (CESA) to help save for tuition and other education expenses. You can open all our retirement accounts online or in branch.
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Gold Checking
USC Credit Union’s Gold Checking accrues monthly interest for a low minimum balance of just $750. Every deposit gives you a checking account bonus. You’ll enjoy a range of benefits from free online banking to free ATMs. Got a minute? Open your checking account online instantly.
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Cardinal Checking
Get the best of the basics with this free checking account from USC Credit Union. Enjoy no minimum balance, a low opening deposit, no monthly service fees. Flexible ways to pay with debit card, Zelle, and Virtual Wallet.
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Checking Accounts
USC Credit Union offers personal checking accounts with a variety of benefits from free student checking to interest-bearing checking accounts, plus free online bill pay, free ATM withdrawals, and more. All our checking accounts open online in minutes.
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Home
USC Credit Union serves the Los Angeles and Orange Counties with the service you’d expect from a local credit union and the products you’d expect from a Southern California bank. From free checking accounts and affordable car loans and mortgage rates to online banking and student credit cards, we’re proud to help members live their best lives and support their financial wellness.