Yes, you can apply for student checking account online before you arrive in the U.S. Please visit the International Student page for more details.
You will need Passport, Driver License or other government issued ID, along with USC Student ID.
Note: For students who have not been issued a USC Student Card, please provide 10 digits USC student ID number included in your Admission Letter.
If you want to open an individual account you must be at least 17 years of age. If you are under 17 years old, you will need you parent or legal guardian to act as a joint accountholder.
There are three ways:
After your application is submitted online, it will take 48 business hours to process the application. When your account is opened, you can access your account through our online Home Banking website or mobile phone applications.
If you open an account at one of our branch locations, you will be issued a debit card on site.
$500 per day via ATM, and up to $2,500 per day w/debit card “signature” transactions. You may also request a temporary, 24-hour increase by calling our Contact Center at (877) 670-5860 or visiting one of our branch locations.
Yes. After you join USCCU, your family can also join. Your parents need to provide government issued passport(s) and a signature that matches their respective passports.
If your family is overseas, they can internationally transfer funds into your account by a wire transfer. They will need to provide their home bank with your account information, including name, account number, our address and ABA.
There are 5 ways your family can transfer money to your account from a U.S. account:
Yes, USC Credit Union members have access to over 30,000 free CO-OP ATMS nationwide, including ATMs in 7-Eleven Convenience Stores, Walgreens and Costco. You can also visit our USCCU Mobile App or our website to locate the nearest ATM or Shared Branch location.
Yes, there will be a $2 ATM surcharge fee, imposed by the other financial institution, every time you use ATMs other than USCCU’s. In addition, the USC Credit Union will also impose an additional fee of $1.00 on every transaction. However, the USC Credit Union will redeem up to $10 in ATM surcharge fees per month on Student Checking Accounts.
We have four branches to serve you:
All are open Monday through Friday, from 9am to 5pm.