Online Banking Login
Get Our App:
Search
Platinum Rewards Mastercard®
The standard for cards that pay you back.
Earn dollar-for-dollar rewards for everyday spending with USC Credit Union’s Platinum Rewards Mastercard®. Redeem your points for merchandise, travel, gift cards, experiences and even cash back. Shop local and national brands like Apple, Macy’s, REI and Starbucks, in-store or online, and automatically earn bonus points.
- Low variable rate
- No annual fees
- No foreign transaction fees
- $1 spent = 1 point
- $1 spent on fuel & grocery = 2 points1
- ID Theft Protection™ fraud monitoring, alerts and assistance2
- Zero Liability Protection against unauthorized card purchases3
- Global Service for emergency replacement anywhere, in any language
Trojan Rewards. Redeem perks, earn exclusive bonus points, and manage your points all in one place. Take a test drive and explore sample rewards today.
Peace of Mind Protection. You can’t control everything in life – but you can help protect your finances with Peace of Mind Protection. Cancel your loan balance or payments in the event of involuntary unemployment, disability, or death. Coverage is customizable and voluntary, and it’s simple to apply.
Transfer Balances & Save
Save money by transferring balances from higher interest-rate credit cards. Here’s how:
- Fill out a balance transfer request through Online Banking.
- Transfer any amount up to your available credit line. (Note: Balance transfers from other USC Credit Union loans are not allowed. Transfers in the amount of any disputed purchase or charge may forfeit dispute rights.)
- Continue to pay other credit card companies until we notify you in writing of your balance transfer approval, at which point we’ll pay the card issuer directly.
Log in to Online Banking >
Get the credit cards members love.
Affordable rates, rewards, credit cards to build credit – you’ll find it all right here at USC Credit Union.
I love how easy it is to make payments and transfer money. I love your credit card as well.
Educational Resources
Press Release Press Release
José Orozco Pelico: Latino Communities Are Missing Out on Clean Energy Savings
For José Orozco Pelico, the message is simple but urgent: the Latino community is losing out financially by not embracing the opportunities offered by clean energy. Beyond money, many families simply don’t have the information they need to take the first steps toward a future where clean energy will soon be the norm.
José Orozco Pelico: Latino Communities Are Missing Out on Clean Energy Savings
Press Release Press Release
Credit Unions and LA County DEO Continue Wildfire Relief with $80K in Direct Assistance
The USC Credit Union Community Foundation, in partnership with LA County DEO and AJCC, distributed $80,000 from the Southern California Wildfire Relief Fund to provide $1,000 in direct cash aid to 80 families impacted by the Eaton and Pacific Palisades fires, underscoring the power of collaboration in delivering meaningful relief.
Credit Unions and LA County DEO Continue Wildfire Relief with $80K in Direct Assistance
Press Release Press Release
Not Just Green: USC Credit Union Advocates for Clean Energy as Essential Infrastructure for Community Health
USC Credit Union is proud to announce its ongoing commitment to expanding clean energy access for low-income and disadvantaged communities across Los Angeles and Orange Counties through innovative lending programs and partnerships.
Not Just Green: USC Credit Union Advocates for Clean Energy as Essential Infrastructure for Community Health
News News
USC Credit Union President and CEO Gary Perez: Leo H. Shapiro Lifetime Achievement Award
We’re honored to celebrate our President and CEO, Gary Perez, for receiving the Leo H. Shapiro Lifetime Achievement Award – the highest recognition from California’s Credit Unions and Nevada’s Credit Unions.
USC Credit Union President and CEO Gary Perez: Leo H. Shapiro Lifetime Achievement Award
Press Release Press Release
Juntos Avanzamos’ Designation Bolsters Inclusion at USC Credit Union
Read the original press release at: https://www.ccul.org/news/juntos-avanzamos-designation-bolsters-inclusion-at-usc-cu/
On Monday, USC Credit Union proudly hosted a proclamation ceremony that officially marked its designation as a Juntos Avanzamos (“Together We Advance”) credit union. This national recognition, led by Inclusiv, highlights the credit union’s commitment to fostering financial inclusion, accessibility, and cultural services specifically for Latino and immigrant communities.
Juntos Avanzamos’ Designation Bolsters Inclusion at USC Credit Union
Credit Unions Credit Unions
Credit Unions Unite to Aid Los Angeles County Residents Affected by Wildfires
Credit unions across the country have rallied together to support residents of Los Angeles County affected by the catastrophic Eaton and Pacific Palisades fires.
Credit Unions Unite to Aid Los Angeles County Residents Affected by Wildfires
Fire Relief Resources Fire Relief Resources
Los Angeles Wildfire Relief Resources
Los Angeles Wildfire Relief Resources
News News
2024 Charity Challenge: USC Credit Union vs. Notre Dame FCU
This year’s Charity Challenge brings USC Credit Union and Notre Dame FCU together to support a cause bigger than the game itself. Each credit union has pledged $5,000, and the stakes are high: the winner of the Notre Dame vs. USC football game on November 30 will decide which charity receives a boosted $10,000 donation.
2024 Charity Challenge: USC Credit Union vs. Notre Dame FCU
News News
USC Credit Union Celebrates Success with The RightWay Foundation: Empowering Foster Youth through Financial Literacy
USC Credit Union is proud to announce the successful conclusion of a transformative 10-month financial literacy program in partnership with The RightWay Foundation.
USC Credit Union Celebrates Success with The RightWay Foundation: Empowering Foster Youth through Financial Literacy
Investments Investments
High-Yield Business Savings Accounts: Consider a Credit Union!
Are you looking to make your business’s savings work harder? High-yield savings accounts (HYSA) and high-yield money market accounts (MMA) can help grow your business savings at a competitive interest rate. It’s just one way to beat inflation while growing your funds for the future.
High-Yield Business Savings Accounts: Consider a Credit Union!
1Fuel and grocery bonus points apply to the first $5000 in purchases in these combined categories each year.
2Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD.
3Conditions and exceptions apply. Learn more about Zero Liability.
*APR (Annual Percentage Rate) is effective 10.22.2025 and is subject to change. Your regular variable rate is determined by creditworthiness and payment history and may vary. The minimum monthly interest charge is $0.50. There is a 3% Balance Transfer Fee of the total amount transferred per transaction or $10, whichever is greater. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. Rates and terms are subject to change without notice. Click here for full disclosure.