MoneySense
For every paper refund check the IRS issues, taxpayers spend $1. Direct deposits cost only a dime.
Help your business grow with dedicated support and a suite of financial tools tailored for businesses. Partnering with us is your step towards greater financial confidence and success.
Grow your savings to new heights with a competitive 5.25% APY* 9-Month Certificate. Make your money climb with a low minimum deposit of just $1,000 in new-to-USCCU funds.
Ends August 9, 2024
Grow your savings to new heights with a competitive 5.25% APY* 9-Month Certificate. Make your money climb with a low minimum deposit of just $1,000 in new-to-USCCU funds.
Ends August 9, 2024
Already a member? Extend the benefits of USC Credit Union membership to everyone in your immediate family or household – they’re all invited to become a member owner!
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
Help your business grow with dedicated support and a suite of financial tools tailored for businesses. Partnering with us is your step towards greater financial confidence and success.
Grow your savings to new heights with a competitive 5.25% APY* 9-Month Certificate. Make your money climb with a low minimum deposit of just $1,000 in new-to-USCCU funds.
Ends August 9, 2024
Grow your savings to new heights with a competitive 5.25% APY* 9-Month Certificate. Make your money climb with a low minimum deposit of just $1,000 in new-to-USCCU funds.
Ends August 9, 2024
Already a member? Extend the benefits of USC Credit Union membership to everyone in your immediate family or household – they’re all invited to become a member owner!
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
Direct deposit is the easy, worry-free way to have electronic deposits – like paychecks or Social Security payments – deposited automatically into your checking or savings account. You never have to worry about losing a paycheck or going to the bank again.
For every paper refund check the IRS issues, taxpayers spend $1. Direct deposits cost only a dime.
Set up direct deposit and let the money roll right in.
It is very convenient (I have direct deposit) and the staff are very accommodating. I could be anywhere in the world, and I am able to reach out to them for any unexpected issues I have on my account.
-Evelyn
Free ATMs. Free Online Banking. USC Credit Union checking accounts give you perks and plenty of choices from our no-fee basic to interest-bearing accounts.
Go cashless! Your Debit/ATM card lets you access the funds in your checking account with one quick swipe.
Keep your earnings high and your assets liquid. Fund a USC Credit Union Money Market account for as little as $2,500.
Are you looking to make your business’s savings work harder? High-yield savings accounts (HYSA) and high-yield money market accounts (MMA) can help grow your business savings at a competitive interest rate. It’s just one way to beat inflation while growing your funds for the future.
High-Yield Business Savings Accounts: Consider a Credit Union!
Choosing the right financial partner for your business isn’t always easy. Many traditional banks come with high fees, rigid rules, and one-size-fits-all services that might not fit your business needs. Business credit unions, like USC Credit Union, shine by offering competitive business bank accounts that often have better terms and more flexibility than traditional banks!
Business Accounts at Credit Unions vs. Banks
With the right tools, strategies, and mindset, you can transform budgeting from a chore into a powerful ally against debt.
Budgeting: Your Best Partner When In Debt
Navigating student loan repayment can be challenging, but 2024 brings new opportunities to ensure you’re on the right track towards financial freedom!
Smart Student Loan Repayment Tips for 2024
The holidays are a time of joy and giving, but for many of us managing student loan repayments, it can also be a season of financial stress. But with a bit of planning, creativity, and focus on what truly matters to you this season, it’s possible to find holiday cheer without breaking the bank.
Celebrating the Holidays with Student Debt
Skimming is a persistent and evolving threat, but by being aware and taking preventative measures, we can fight against compromised cards and protect our financial well-being. Read this guide for tips and signs to watch out for.
The Rise of Card Skimming and How to Fight It
Managing student loan debt can sometimes feel like an uphill battle. But the truth is, a smart budget, personalized to your income and other expenses, can be your greatest asset in paying off your student loans while maintaining your quality of life. In this guide, we walk you through the steps to create your own budget that works for you and your goals.
Repaying Student Loans: Budget Your Way to Freedom
Does this sound familiar? “Did you attempt a payment for $3,000? Reply YES or NO.” If so, you're not alone. Financial institution impersonations are the most common text scams and usually include bogus fraud warnings and transfer alerts. Follow these tips to help you identify potential scams and keep your personal information safe and secure.
Recognizing Text Scams
When delving into the world of private student loans, you may discover that many lenders mention a “co-borrower.” A co-borrower is someone who applies for the loan with you and is equally responsible for ensuring it is repaid. A private student loan will be held in your name as the primary borrower, but the co-borrower’s name and credit will be tied to the loan as well.
How to Pick a Good Student Loan Co-Borrower
The Housing Authority of the City of Los Angeles (HACLA), in collaboration with USC Credit Union, successfully concluded a transformative financial literacy initiative for residents of Nickerson Gardens.
The Housing Authority of the City of Los Angeles and USC Credit Union Connect Nickerson Gardens Residents with Financial Literacy Education