Become a Member-Owner

Become a Member-Owner

Get ready to experience financial services for people, not for profit.

Everything you need for your finances and outstanding customer service. Finally, you don’t need a lot of cash to have access to be a member.

-Graciela

Why Join USC Credit Union?

In a word: benefits.

When you join USC Credit Union, you become part of a cooperative created for one purpose – to improve the lives of our members and the communities we serve. Membership entitles you to benefits unique to credit unions, including:

Savings. Be an owner, not a number, pay fewer fees and interest, and earn higher deposit yields. Because we’re member-owned, we don’t have shareholders, so we pass our profits on to you.

Family Membership for Life. Once you become a member, you’re part of our family, and the rest of the family is too! Your immediate family and household members are eligible for membership. Best of all, once a member, you’re a member for life.

Personal Attention. USC Credit Union is the only financial institution dedicated to serving USC and surrounding communities. We enjoy getting to know our members and giving you the exceptional experience you deserve.

You’re Part of Something Bigger. Co-ops are democratic institutions, controlled and operated by members’ best interests. Whether you have $5 or $50,000 in your account, you have the same say as any other member in determining the direction of the credit union.

Convenient Access. Access your money any way you choose whenever you want – in person, online, mobile, or via one of our 30,000 ATMs & 5,000 branches nationwide. Walk into a participating branch in Los Angeles, Orlando, and anywhere between.

Comprehensive Products & Services. Membership means access to a full range of affordable products and services, from checking and savings accounts to personal loans, credit cards, home loans, insurance, and retirement savings.

What You’ll Need to Join

  • Copy of government-issued ID with valid signature
    • State-issued Driver’s License or Identification Card OR,
    • Passport Booklet (Must include signature page)
  • Your Social Security Number, if you have one
  • Account number from current financial institution (if making opening deposit electronically). The name on this account must match the name on your new USC Credit Union account.

In addition to the information above, we’ll need the following based on your institution:

USC Students: USC Student ID Number (can be found on your ID card or admissions letter)

City of Los Angeles or Orange County Student (Non-USC): Proof of current enrollment, i.e, Official transcript showing enrolled classes for current semester; Receipt of tuition payment for current semester; Admissions letter

  • Copy of government-issued ID with valid signature
    • State-issued Driver’s License or Identification Card OR,
    • Passport Booklet (Must include signature page)
  • Your Social Security Number, if you have one
  • USC Employee ID Number
  • Account number from current financial institution (if making opening deposit electronically). The name on this account must match the name on your new USC Credit Union account.
  • Copy of government-issued ID with valid signature
    • State-issued Driver’s License or Identification Card OR,
    • Passport Booklet (Must include signature page)
  • Your Social Security Number, if you have one
  • USC Alumni Association Number
  • Account number from current financial institution (if making opening deposit electronically). The name on this account must match the name on your new USC Credit Union account.
  • Copy of government-issued ID with valid signature
    • State-issued Driver’s License or Identification Card OR,
    • Passport Booklet (Must include signature page)
  • Your Social Security Number, if you have one
    • Matricula Consular or Individual Taxpayer Identification Number (ITIN) accepted in lieu of SSN
  • Proof of membership eligibility, if address on government-issued ID is not in Los Angeles County or eligibility is based on employment or place of worship. One of the following:
    • Paycheck stub (within 30 days of issuance with visible employer’s address)
    • Utility bill (gas, water, electric)
    • Lease/rental agreement or mortgage statement
    • Voter registration card
    • Letter from employer on letterhead (within 30 days of issuance with visible employer’s address) 
    • Letter from place of worship on letterhead (with visible name and address) verifying that the individual is a member of the congregation
  • Copy of government-issued ID with valid signature
    • State-issued Driver’s License or Identification Card OR,
    • Passport Booklet (Must include signature page)
  • Your Social Security Number, if you have one
    • Matricula Consular or Individual Taxpayer Identification Number (ITIN) accepted in lieu of SSN
  • Proof of membership eligibility, if address on government-issued ID is not in Orange County or eligibility is based on employment or place of worship. One of the following:
    • Paycheck stub (within 30 days of issuance with visible employer’s address)
    • Utility bill (gas, water, electric)
    • Lease/rental agreement or mortgage statement
    • Voter registration card
    • Letter from employer on letterhead (within 30 days of issuance with visible employer’s address) 
    • Letter from place of worship on letterhead (with visible name and address) verifying that the individual is a member of the congregation
  • Copy of government-issued ID with valid signature
    • State-issued Driver’s License or Identification Card OR,
    • Passport Booklet (Must include signature page)
  • Your Social Security Number, if you have one
    • Matricula Consular or Individual Taxpayer Identification Number (ITIN) accepted in lieu of SSN
  • Account number from current financial institution (if making opening deposit electronically). Name on account must match name on new USC Credit Union account.
  • Completed Sponsor’s Certificate.

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Join our community!

Be an owner, not just a customer. Experience all the benefits of USC Credit Union membership.