Invest

Invest

Designed for what’s next

Your financial future deserves a considered approach. With IRAs, personalized wealth management and education savings solutions, you can move forward with purpose, supported by guidance that puts your goals first.

Trojan Wealth Management

Financial Guidance for Every Stage of Life 

Your future deserves more than a one-size-fits-all plan. Pursue your goals and beyond with personalized expertise from Trojan Wealth Management. Trojan Wealth Management offers a broad range of services, from small business financial planning to personal investment and retirement strategies, to give you confidence and clarity in your financial journey.

  • Retirement
  • Wealth Management
  • Peak-Career
  • Estate Strategy

IRAs

Start saving for your future today.

Everyone has unique dreams for the future, and at USC Credit Union, we’re here to help you reach yours. Consider opening a high-interest Individual Retirement Account (IRA) to grow your nest egg for a comfortable retirement. Or, why not start a Coverdell Education Savings Account to save for education expenses in a smart way? We’re all about giving you choices that fit your life and making saving a seamless part of your routine.

Coverdell Education Savings

Tax-free savings for education at every stage.

Education can come with a high price tag. Save for it by opening a tax-free Coverdell Education Savings Account (CESA) in the name of a child up to age 18*. Also known as an Education IRA, a CESA is a trust or custodial savings account you can use to pay for qualified education expenses, including tuition, books, supplies, equipment, academic tutoring and special needs services. Unlike 529 plans, CESA funds can be used for elementary, secondary or higher education. CESAs also let you direct your investments versus choosing from a menu of options.

  • Contribute up to $2,000 per year
  • Enjoy growth potential and qualified withdrawals
  • Open an unlimited number of CESAs for a designated beneficiary
  • Use funds for tuition, books, supplies, equipment, academic tutoring and special needs services

For non-qualified withdrawals from a Coverdell Educational Savings Account, the earnings portion will be subject to ordinary federal income tax plus a 10% IRS penalty.

  • Checking Accounts

    Free ATMs. Free Online Banking. USC Credit Union checking accounts give you perks and plenty of choices from our no-fee basic to interest-bearing accounts.

  • Money Market Savings Account

    Keep your earnings high and your assets liquid. Fund a USC Credit Union Money Market account for as little as $2,500.

  • Share Certificates

    Lock in our best yields on your terms. Share savings earn you a guaranteed return and let you choose your deposit amount and for how long.

    Educational Resources

    • Investments Investments

      High-Yield Business Savings Accounts: Consider a Credit Union!

      Are you looking to make your business’s savings work harder? High-yield savings accounts (HYSA) and high-yield money market accounts (MMA) can help grow your business savings at a competitive interest rate. It’s just one way to beat inflation while growing your funds for the future.

      Read Full Article

      High-Yield Business Savings Accounts: Consider a Credit Union!

      Articles are meant for educational purposes only and should not be considered investment advice or a recommendation to take any particular course of action. Always consult with a financial professional regarding your personal situation before making any financial decisions.

      Let’s Chat

      Need help deciding on a retirement plan or other investment? Talk to a financial advisor.

      Investment advisory services offered through PFG Advisors, LLC, an SEC registered investment adviser. Securities offered through United Planners Financial Services, member FINRA/SIPC. Insurance products offered through approved carriers. Trojan Wealth Management, USC Credit Union, PFG Advisors, LLC, and United Planners Financial Services are separately owned entities and are not affiliated companies. Securities, insurance, and advisory services are:

      Not FDIC/NCUA Insured | No Financial Institution Guarantee | May Lose Value

      Jimmy Suh is registered to conduct securities business in California. This communication is strictly intended for individuals residing in the states listed. No offers may be made or accepted from outside the specific states referenced.

      Insurance-related services may not be provided to individuals residing in any states other than California.

      A broker-dealer, investment advisor, BD agent, or IA representative may only transact business in a state if first registered appropriately. Follow-up or individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements.

      Check the background of this investment professional on FINRA’s BrokerCheck.