All USC Credit Union checking accounts offer:

  • Free Bill Pay
  • Free eStatements
  • Free Home Banking
  • 30,000 Fee-Free ATMs
  • 5,000 Shared Branch Locations

Choose a checking account that fits your life, not the other way around.

Compare Checking Accounts

Our checking accounts have the features and benefits to fit your unique lifestyle and your wallet. Whether you’re searching for a basic, no-frills option or an interest-bearing account with easy access to funds, USC Credit Union has you covered!

Student Checking

Our Student Checking Account is tailored specifically with Trojan students in mind!

Student Checking Accounts include:

  • No minimum balance, no monthly service charge
  • Free nationwide access to over 30,000 ATMs (larger than any other bank)
  • Two Free withdrawals per month at ANY ATM*
  • Two FREE incoming wire transfers per year*
*See page for details.

Learn more about Student Checking

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Cardinal Checking

Our most popular checking account for non-sutdents!

If you’re looking for a simple checking account, Cardinal Checking is basic, convenient, and won’t require you to maintain a certain balance. This no fee checking account offers the best of the basics:

  • No minimum balance requirement
  • No direct deposit requirement
  • No monthly service fee*
  • Unlimited check writing
  • Free Tommy Trojan debit card

*USC Credit Union will charge a $1 monthly inactive fee if your account is inactive for three consecutive months.

Learn more about Cardinal Checking

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Gold Checking

Our Gold Checking Account makes it easy for you to earn interest by keeping a moderate balance. With minimal requirements, Gold Checking allows convenient access to funds so that you can stop worrying and take control of your finances.

Gold Checking features include:

  • No minimum balance requirement
  • No direct deposit requirement
  • Unlimited check writing
  • Free Tommy Trojan debit card
  • Dividends (you must maintain a minimum daily balance of $750)
as high as
0.05%
APY
Trojan Checking

Trojan Checkingis our premium account for earning high-interest on your balance. With Trojan Checking, you have access to unlimited, free transactions across nationwide ATMs.

Trojan Checking features include:

  • No minimum balance requirement
  • No direct deposit requirement
  • Unlimited check writing
  • Free Tommy Trojan debit card
  • Dividends (you must maintain a minimum daily balance of $2,500)
as high as
0.10%
APY

Your shares are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency.