All USCCU checking accounts offer:

  • Free Bill Pay
  • Free eStatements
  • Free Home Banking
  • 30,000 Fee-Free ATMs
  • 5,000 Shared Branch Locations

Flexible Checking Options

Compare Checking Accounts

When you join the USC Credit Union, you’re taking a big step in your financial future. We offer a variety of checking account options. Whether you’re searching for a basic, no-frills option or an interest-bearing account with easy access to funds, USC Credit Union has you covered!

Cardinal Checking
Our Most Popular Option

Our most popular checking account!

Cardinal Checking offers the best of the basics:

  • No minimum balance requirement
  • No direct deposit requirement
  • No monthly service fee*
  • Unlimited check writing
  • Free Tommy Trojan debit card

*USC Credit will charge a $1 monthly inactive fee if your account is inactive for three consecutive months.

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Gold Checking

An interest-bearing account for those who keep a moderate balance.

Gold Checking features include:

  • No minimum balance requirement
  • No direct deposit requirement
  • Unlimited check writing
  • Free Tommy Trojan debit card
  • Dividends (you must maintain a minimum daily balance of $750)
as high as
0.05%
APY
Trojan Checking

Our premier account offers interest and unlimited free ATM access.

Trojan Checking features include:

  • No minimum balance requirement
  • No direct deposit requirement
  • Unlimited check writing
  • Free Tommy Trojan debit card
  • Dividends (you must maintain a minimum daily balance of $2,500)
as high as
0.10%
APY

Your shares are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency.