Free ATMs. Free Online Banking. USC Credit Union checking accounts give you perks and plenty of choices from our no-fee basic to interest-bearing accounts.
Help with tuition when you need it. USC Credit Union’s unique line of credit loan lets you draw what you need any time – no need to reapply.
Already a member? Extend the benefits of USC Credit Union membership to everyone in your immediate family or household – they’re all invited to become a member owner!
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
Free ATMs. Free Online Banking. USC Credit Union checking accounts give you perks and plenty of choices from our no-fee basic to interest-bearing accounts.
Help with tuition when you need it. USC Credit Union’s unique line of credit loan lets you draw what you need any time – no need to reapply.
Already a member? Extend the benefits of USC Credit Union membership to everyone in your immediate family or household – they’re all invited to become a member owner!
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
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Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
Our premium high-yield checking account pays you monthly dividends for a minimum daily balance of $2,500.* Open a checking account that gives you the full value of our best perks:
Rates accurate as of 9/24/2023
All rates and terms subject to change without notice.
| Dividend Rate | APY* |
|---|---|
| 0.050% | 0.05% |
*$2500 minimum balance to obtain APY.
Capture more value for every transaction with our Trojan checking account. Open in minutes online or at any branch.
There exist very few reasonable choices for checking accounts other than commercial, profit-obsessed banks. YOU are a blessing.
Managing student loan debt can sometimes feel like an uphill battle. But the truth is, a smart budget, personalized to your income and other expenses, can be your greatest asset in paying off your student loans while maintaining your quality of life. In this guide, we walk you through the steps to create your own budget that works for you and your goals.
Repaying Student Loans: Budget Your Way to Freedom
Does this sound familiar? “Did you attempt a payment for $3,000? Reply YES or NO.” If so, you're not alone. Financial institution impersonations are the most common text scams and usually include bogus fraud warnings and transfer alerts. Follow these tips to help you identify potential scams and keep your personal information safe and secure.
Recognizing Text Scams
When delving into the world of private student loans, you may discover that many lenders mention a “co-borrower.” A co-borrower is someone who applies for the loan with you and is equally responsible for ensuring it is repaid. A private student loan will be held in your name as the primary borrower, but the co-borrower’s name and credit will be tied to the loan as well.
How to Pick a Good Student Loan Co-Borrower
The Housing Authority of the City of Los Angeles (HACLA), in collaboration with USC Credit Union, successfully concluded a transformative financial literacy initiative for residents of Nickerson Gardens.
The Housing Authority of the City of Los Angeles and USC Credit Union Connect Nickerson Gardens Residents with Financial Literacy Education
On August 1, 2023, the Obama Foundation unveiled Altro Founder/CEO and USC Credit Union board member Michael Broughton's selection to the inaugural Obama Leaders USA 2023 program.
USC Credit Union Board Member Michael Broughton Selected for The Obama Foundation Leaders USA program
On June 30, the Supreme Court struck down Biden's one-time student loan debt forgiveness plan, which was set to forgive up to $20,000 for 26 million borrowers. So, what's next? Read this blog post to review the latest updates.
Student Loan Forgiveness Was Blocked by the Supreme Court. What’s Next?
Most federal student loan payments and interest have been suspended since March 2020. After numerous extensions, student loan interest will resume on September 1, 2023, and payments will resume starting in October.
Federal Student Loan Payments Resume Soon – What You Need to Know
Amidst all the sunshine and fun summer brings, scammers will try to rain on our parade. Stay ahead and shield your accounts with these 5 common summer scams to look out for!
Don’t Sweat the Scams this Summer
Let’s face it – no one is accepted to college and thinks, “I can’t wait to pay my tuition bill!” College is a big investment, which is why it’s important to know your options, plan ahead, and choose wisely when paying for it. Remember: filling out the Free Application for Federal Student Aid (FAFSA) is the first step to securing any financial aid! Follow the “free, cheap, gap” method to responsibly pay for college, and set yourself for a strong financial future down the road.
The Top 4 Best Ways to Pay for College – How to Fill the Funding Gap
How much down payment is normally required to buy a home?
*$7 monthly service charge applies if daily checking balance falls below $2,500 (or $7,500 when combined with savings). Citibank free ATM transactions or inquiries apply only to ATMs at Citibank branch locations. View our Schedule of Fees for details on any fees you may incur.
**Two free non-shared network ATM transactions per month with Student Checking, five free with Gold Checking, unlimited with Trojan Checking. When you use an ATM not displaying the USCCU or Co-Op ATM symbols, the ATM owner may charge additional fees.