An account designed with your best interest in mind.

Our premium high-yield checking account pays you monthly dividends for a minimum daily balance of $2,500.* Open a checking account that gives you the full value of our best perks:

  • Unlimited free ATM transactions**
  • Free debit/ATM card
  • Free Online Banking

Trojan Checking

Rates accurate as of 6/19/2024
All rates and terms subject to change without notice.

Dividend and APY rates for Trojan Checking accounts
Dividend RateAPY*

*$2500 minimum balance to obtain APY.

High interest. Strong earnings. Unlimited access.

Capture more value for every transaction with our Trojan checking account. Open in minutes online or at any branch.

There exist very few reasonable choices for checking accounts other than commercial, profit-obsessed banks. YOU are a blessing.


  • Debit Cards

    Go cashless! Your Debit/ATM card lets you access the funds in your checking account with one quick swipe.

  • Savings Accounts

    The best savings account is one that protects your financial well-being. USC Credit Union gives you a choice of four, plus the reliability, flexibility and convenience of being a member.

  • Virtual Wallet

    Wave it and pay! Simplify your purchases with a secure digital version of your debit and credit cards on your mobile devices – and never fumble for plastic again.

*$7 monthly service charge applies if daily checking balance falls below $2,500 (or $7,500 when combined with savings). Citibank free ATM transactions or inquiries apply only to ATMs at Citibank branch locations. View our Schedule of Fees for details on any fees you may incur.

**Two free non-shared network ATM transactions per month with Student Checking, five free with Gold Checking, unlimited with Trojan Checking. When you use an ATM not displaying the USCCU or Co-Op ATM symbols, the ATM owner may charge additional fees.