USCCU offers:

  • Traditional or Custom Terms
  • Fixed or Adjustable Rates
  • Personal Assistance
  • Free Pre-Qualification

Whether you’re looking to purchase your first home, your next home, a vacation home or an investment property, real estate loans can be confusing. There’s so much to consider: fees, inspections, points, appraisals, insurance requirements and more.

As part of the Trojan Family, USC Credit Union is honored to help you every step of the way to make the process as easy as possible.

Let’s Talk!

A USC Credit Union mortgage professional will be happy to meet with you to analyze your current situation, discuss your needs, and determine how we can best serve you.

Call us at (877) 670-5860 (9am-5pm, Monday-Friday) to schedule an appointment.

Purchase Options

Fixed-Rate Mortgages

A fixed-rate mortgage ensures that your monthly payment remains the same throughout your loan term.

Traditional or customized loan terms

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Adjustable-Rate Mortgages

An adjustable-rate mortgage (ARM) gives you the benefit of locking in a low fixed interest rate for a certain number of years, then adjusts after the fixed term expires.

5/1-7/1 and 5/5 Adjustable-Rate Mortgages.

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Refinance Options

Fixed-Rate Mortgages

A fixed-rate mortgage ensures that your monthly payment remains the same throughout your loan term.

5-10 year Fixed

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Adjustable-Rate Mortgages

An adjustable-rate mortgage (ARM) gives you the benefit of locking in a low fixed interest rate for a certain number of years, then adjusts after the fixed term expires.

5/1-7/1 and 5/5 Adjustable-Rate Mortgages

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Use Equity

Home Equity Line of Credit (HELOC)

As a homeowner, you can tap your equity easily and affordably for any purpose. Upon approval of your HELOC, we’ll establish a credit limit, so you will only need to apply once for this revolving line of credit. And, since you only pay interest on the actual amount you use, it’s perfect for an emergency fund!

Traditional or Interest-Only

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Second Trust Deeds

A Second Trust Deed is a closed-end, fixed-rate equity loan perfect for when you’re borrowing for a specific purpose. Borrow only as much as you need!

  • $10,000 to $250,000
  • 10- or 15-year terms
  • Fixed-rate payments that never change

Fixed-Rate Equity Loans

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