Coverdell Education Savings

Your future Trojan will thank you!

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Higher education comes with a high price tag. Save for your future Trojan’s education by opening a Coverdell ESA in the name of a child up to age 18. With this savings account, your earnings grow tax-free!*

When it comes time to withdraw funds for qualified education expenses such as tuition, housing, books and supplies, the money you withdraw is yours tax-free. Minimum balance: $10 (Share) or $1,000 (Certificate). No monthly service charge.

*Contributions are not tax-deductible and are limited to $2,000 annually.



  • type
    ($1000 minimum) APY
  • IRA Share
    $100 minimum
  • 12 Months
  • 24 Months
  • 36 Months
  • 48 Months
  • 60 Months

For more details please refer to your IRA plan agreement and disclosure. IRS penalties may apply for premature withdrawals in addition to an early withdrawal penalty. Please consult your tax professional for more information.

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APY = Annual Percentage Yield. ** USCCU pays a bonus rate on all certificates over $50,000. Please refer to the USCCU Truth-in-Savings disclosures for complete information on account terms and related conditions. Early withdrawal penalties apply. Fees may reduce earnings. Rates may vary after account is opened.

Your shares are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency.