Roth IRA Retirement Savings Account

Grow your retirement savings with after-tax dollars

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Benefit from decades of tax-free, compounded growth when you open a Roth IRA online. This type of retirement savings account makes the most sense if you expect your tax rate to be higher during retirement than your current rate. Your annual contributions to a Roth IRA are made with after-tax dollars, so your withdrawals at retirement may be tax-free.

The minimum balance is $100 (Share) or $1,000 (Certificate), and USC Credit Union does not charge a monthly service charge. Start investing today. It’s your future. Own it.

as high as



  • Type
    ($1000 MIN)
  • IRA Share
    $100 minimum
  • 12 Months
  • 24 Months
  • 36 Months
  • 48 Months
  • 60 Months

For more details please refer to your IRA plan agreement and disclosure. IRS penalties may apply for premature withdrawals in addition to an early withdrawal penalty. Please consult your tax professional for more information.

APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date.

** USCCU pays a bonus rate on all certificates over $50,000. Please refer to the USCCU Truth-in-Savings disclosures for complete information on account terms and related conditions. Early withdrawal penalties apply. Fees may reduce earnings. Rates may vary after account is opened.

Your shares are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency.