Traditional IRA

It’s your future. Own it.

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Increase your investments for the years ahead as you grow your Individual Retirement Account with tax-deductible contributions. It’s easy to save a little at a time, with a minimum balance of $100 (Share) or $1,000 (Certificate). With no monthly service charge, there’s no reason to delay. It’s your future. Own it.

USCCU pays a bonus rate on all certificates over $50,000. IRS penalties may apply for premature withdrawals in addition to an early withdrawal penalty. Please consult your tax professional for more information.

as high as
1.65%
APY

Rates:

IRA**

  • type
    ($1000 minimum) APY
  • IRA Share
    $100 minimum
    0.15%
  • 12 Months
    0.60%
  • 24 Months
    0.85%
  • 36 Months
    1.10%
  • 48 Months
    1.40%
  • 60 Months
    1.65%

For more details please refer to your IRA plan agreement and disclosure. IRS penalties may apply for premature withdrawals in addition to an early withdrawal penalty. Please consult your tax professional for more information.

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APY = Annual Percentage Yield. ** USCCU pays a bonus rate on all certificates over $50,000. Please refer to the USCCU Truth-in-Savings disclosures for complete information on account terms and related conditions. Early withdrawal penalties apply. Fees may reduce earnings. Rates may vary after account is opened.

Your shares are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency.