Rate Summary

APY is accurate as of 02.26.2015
All rates and terms subject to change without notice.

Share Draft (Checking)

APY
Gold Checking

0.05%
$750 minimum balance to obtain APY
Trojan Checking

0.10%
$2500 minimum balance to obtain APY

Fees may reduce earnings.

Share Certificates**

Term

($1000 Minimum) APY
3 Months

0.30%
6 Months

0.40%
12 Months

0.55%
24 Months

0.80%
36 Months

1.05%
48 Months

1.40%
60 Months

1.65%

Early withdrawal penalties apply

Value+ Money Market*

APY
$0-$9,999.99

0.10%
$10,000+

0.40%

Fees may reduce earnings

Business Savings

APY
Business Savings

0.15%

Business Money Market

APY
$10,000-$24,999

0.15%
$25,000+

0.25%

IRA**

type

($1000 minimum) APY
IRA Share

0.15%
$100 minimum
12 Months

0.55%
24 Months

0.80%
36 Months

1.05%
48 Months

1.40%
60 Months

1.65%

For more details please refer to your IRA plan agreement and disclosure. IRS penalties may apply for premature withdrawals in addition to an early withdrawal penalty. Please consult your tax professional for more information.

Money Market*

APY
$0-$2,499.99

0.10%
$2,500-$9,999

0.15%
$10,000-$49,999

0.25%
$50,000-$99,999

0.30%
$100,000+

0.40%

Fees may reduce earnings.

APY = Annual Percentage Yield
* Rates may vary after account is opened and can change without notice.
** USCCU pays a bonus rate on all certificates over $50,000. Please refer to the USCCU Truth-in-Savings disclosures for complete information on account terms and related conditions. Early withdrawal penalties apply. Rates may vary after account is opened.

Loan Rates

Effective 02.26.2015
All rates and terms subject to change without notice.

New Auto Loans*

Term

80%
Financing APR

100%
Financing APR
36 Months

1.49%

1.49%
48 Months

1.95%

1.95%
60 Months

1.99%

1.99%
72 Months

2.15%

2.15%

Used Auto Loans*

Term

80%
Financing APR

100%
Financing APR
36 Months

1.89%

1.89%
48 Months

1.95%

1.95%
60 Months

1.99%

1.99%
72 Months

2.15%

2.15%

Motorcycle, Boat and RV Loans*

Term

80%
Financing APR

90%
Financing APR
36 Months

4.50%

4.75%
48 Months

4.75%

5.00%
60 Months

5.00%

5.25%
72 Months

5.25%

5.50%

Important Notes — Auto, Motorcycle, Boat and RV Loans

1) Rates displayed are Annual Percentage Rate. Rates and payments starts as low as the above published rates, and are based upon applicant credit evaluation, as determined by applicant’s credit, payment history and collateral. Rates and financing terms based on new vehicle purchase price or retail value of used vehicle.

2) Rates for auto loans, motorcycles, boats and RV’s include a .25% discount for direct deposit or automatic payment to loan from any USCCU or non USCCU account.

Signature Freedom Loans*

Term

APR
48 Months

as low as 9.90%

Personal Line of Credit*

Type

APR
Fixed Rate

18.00%
Variable Rate

as low as Prime + 4.90%

(Prime is 3.25% APR as of 6/2014)

Personal Loan Closed End*

Term

APR
12 Months

as low as 8.90%
24 Months

as low as 8.90%
36 Months

as low as 8.90%
48 Months

as low as 8.90%

Home Loans*

We offer a variety of mortgage products and rates change daily. To see our current rates, please see our home loans page or call
(877) 670-5860 (option 5).

Certificate Secure Loans*

Term

APR
3 Months

3.30%
6 Months

3.40%
12 Months

3.55%
24 Months

3.75%
36 Months

4.00%
48 Months

4.30%
60 Months

4.55%

1) Minimum $5,000 required for 48 month term. 2) The rate shown is for a loan secured by a 12 month certificate. The rate may be higher or lower depending on the term of the certificate

Shared Secure Loans*

Term

APR
12 Months

3.15%
24 Months

3.15%
36 Months

3.15%
48 Months

3.15%
60 Months

3.15%
72 Months

3.15%

* Representative monthly payment example per $1,000: $85.61 for 12 months at 5.00% APR, $43.87 for 24 months at 5.00% APR, $29.97 for 36 months at 5.00% APR, $23.03 for 48 months at 5.00% APR, $18.87 for 60 months at 5.00% APR, and $16.10 for 72 months at 5.00% APR.

Share Rates