USC Credit Union Exclusive Member Offers

Love your savings! Being a credit union member gives you access to many exclusive discounts and benefits. It’s just another way we help show our members some love.

Enjoy These Current USC Credit Union Promotions

Summer Fun Loan — Take a Break this Summer
Count on us for you next adventure with low rates and flexible terms. Our rate (as low as 4.49% APR*) beats almost any other credit card or personal loan.

Credit Card — 0% Introductory APR
Enjoy a 0% introductory APR for the first 15 billing cycles on purchases and balances transferred within the first 6 months of account opening. After that, a variable APR applies.*

USC Graduate Offers
We have the tools to help graduating students thrive in the real world—free checking (+$50 bonus), a cash back credit card, and a new set of wheels!

CU Member-Exclusive Discounts from

$100 cash reward with every new line activated with Sprint! Current customers will receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Rewards. Plus, get a $50 loyalty cash reward every year for every line.*

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Love To Shop?
Love to Shop is a fun and easy way to earn cash back when you shop online at your favorite stores. You can receive cash back for every purchase at over 1,500 online retailers in Love to Shop. Plus, every time you earn $15 or more in cash back from your purchases, you’ll receive a check with your earnings!

Summer Fun Loan: APR (Annual Percentage Rate) is effective as of 05/15/17, is based on creditworthiness and underwriting factors. Proof of income is required at the time of loan funding. Loans for home improvements & renovations are excluded. Representative monthly payment examples per $1,000: $85.39 for 12 months at 4.49% APR and $43.65 for 24 months at 4.49% APR; per $2,000: $59.95 for 36 months at 4.99% APR; per $5,000: $116.29 for 48 months at 5.49% APR. Payment examples are for illustration purposes only. Your actual payment may vary. Minimum loan amounts include $1,000 for up to a 24-month term loan, $2,000 for a 36-month term loan, and $5,000 for a 48-month term loan. Membership eligibility requirements and membership fees may apply; please call (877) 670-5860 or visit to confirm eligibility. This promotional rate is available for a limited time and cannot be used to pay off existing USC Credit Union loans. Offer expires August 31, 2017. Loan must be funded by August 31, 2017. All Credit Union loan programs, rates, terms, and conditions are subject to change at any time without notice.

Credit Card:APR (Annual Percentage Rate) is effective May 1, 2017 and is subject to change. Your regular variable rate is determined by creditworthiness and payment history, and may vary. The minimum monthly interest charge is $0.50. The 0.00% APR for purchases and balance transfers made during the qualifying transaction period within the first 6 months of account opening. All purchases, net of returns, qualify for the promotional APR. The promotional rate will remain in effect until the end of the 15th billing cycle billing cycle after account opening, thereafter, the standard rate of 10.90% to 17.90% for purchases and balance transfer applies. Except for existing USC Credit Union loans, all balance transfers qualify for the promotional APR. There is a 2% Balance Transfer Fee of the total amount transferred per transaction or $10, whichever is greater. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit to confirm eligibility. This promotional rate is available for a limited time, and rates and terms are subject to change without notice. Click here for full disclosure.

Auto Loan:Must use promo code CashBack2017 to be eligible for offer. The cash incentive will be direct deposited into the member’s share account within 60 days of loan funding. If the loan pays off within one year of funding, the incentive amount will be deducted from the member’s account. Offer expires May 31, 2017. Loan must fund by May 31, 2017 to receive this special offer.