USC Credit Union Exclusive Member Offers

Love your savings! Being a credit union member gives you access to many exclusive discounts and benefits. It’s just another way we help show our members some love.

Enjoy These Current USC Credit Union Promotions

Credit Card — 0% Introductory APR
Enjoy a 0% introductory APR for the first 15 billing cycles on purchases and balances transferred within the first 6 months of account opening. After that, a variable APR applies.*

ND Challenge

Home Loan — Enhance your buying power with a 5/5 ARM
Protect yourself from rising interest rates with a 5/5 Adjustable Rate Mortgage. Your APR will stay the same for the first 5 years of the loan, versus changing every year. It combines the lower payments of a traditional ARM with the extremely low fixed adjustment caps. Plus, it keeps your monthly payments predictable, even if market rates go up!

USC Graduate Offers
We have the tools to help graduating students thrive in the real world—free checking (+$50 bonus), a cash back credit card, and a new set of wheels!

CU Member-Exclusive Discounts from

$100 cash reward with every new line activated with Sprint! Current customers will receive a $50 cash reward for every line transferred into Sprint Credit Union Member Cash Rewards. Plus, get a $50 loyalty cash reward every year for every line.*

Recently moved? From cable to home security, save on services for your home with ADT, DIRECTV, Allied, and more!

Love To Shop?
Love to Shop is a fun and easy way to earn cash back when you shop online at your favorite stores. You can receive cash back for every purchase at over 1,500 online retailers in Love to Shop. Plus, every time you earn $15 or more in cash back from your purchases, you’ll receive a check with your earnings!

Credit Card:APR (Annual Percentage Rate) is effective May 1, 2017 and is subject to change. Your regular variable rate is determined by creditworthiness and payment history, and may vary. The minimum monthly interest charge is $0.50. The 0.00% APR for purchases and balance transfers made during the qualifying transaction period within the first 6 months of account opening. All purchases, net of returns, qualify for the promotional APR. The promotional rate will remain in effect until the end of the 15th billing cycle billing cycle after account opening, thereafter, the standard rate of 10.90% to 17.90% for purchases and balance transfer applies. Except for existing USC Credit Union loans, all balance transfers qualify for the promotional APR. There is a 2% Balance Transfer Fee of the total amount transferred per transaction or $10, whichever is greater. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit to confirm eligibility. This promotional rate is available for a limited time, and rates and terms are subject to change without notice. Click here for full disclosure.