Student Resources

We’re here to help you build a solid financial foundation.

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  • Protect Yourself from Fraud & Scams

    Minimize risk from breaches, fraud, and scams. Recognizing scams can be difficult, especially after the impact of having personal information exposed following a data breach. But you can minimize the potential impact by knowing what to look for, taking the right action steps, and remaining vigilant. Follow these tips to protect yourself so you don’t […]

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  • Updated Fee Schedule

    As your member-owned cooperative, our 1 purpose is to provide value. Not having to make stockholders rich is one reason that credit union membership offers so many benefits. We pass along our profits to you through lower loan rates and charging fewer or lower fees than banks.Another reason is that we accurately price services. We […]

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  • Introducing Your Mobile Wallet

    A mobile wallet is a way to carry a digital version of your credit or debit card on your mobile device. Instead of fumbling through your wallet (or purse) to find your card, you can pay with your smartphone, tablet, or smartwatch.How do mobile wallets work?1. Download the mobile wallet app (or it may be already […]

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  • Chip-Enabled Cards

    USC Credit Union has upgraded its credit and debit cards to include chip technology, also known as EMV (Europay, MasterCard®, Visa®). Chip cards offer enhanced fraud protection via a small square chip inserted into the front of the card. ENHANCED SECURITY The small square chip on the front of the card is at the heart […]

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  • Consolidation vs. Refinancing Student Loans

    If you have multiple student loans and would like to make life simpler by managing fewer loans, you may want to consolidate them. Or do you want to refinance them? Like many people, you may be stumped at the difference between consolidating and refinancing, and confused about which option is ultimately best for you. Let’s […]

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  • Already have a Student Loan from Sallie Mae?

    If you already have a private student loan from Sallie Mae, visit their website to view the details of your current loan status. However, if you’re looking for a student loan designed specifically for Trojans, USC Credit Union’s Collegiate Choice loan offers even lower competitive rates, exceptional service, and everything you need to build your future […]

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  • Save up to 10% with the Sprint Credit Union Plan

    Being a Credit Union Member gives you access to many exclusive discounts and benefits. It’s just another way we help show our members some love.Program details: Get a 10% discount on select regularly priced Sprint monthly service. Plus, waived activation and upgrade fees (up to $36 savings each).Business members get a 15% discount on select […]

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  • How Can I Minimize the Risk of Identity Theft?

    Take steps to avoid being a victim of identity theft by: Sign your credit cards upon receipt. Only carry cards that you need. Do not carry your Social Security card. Never write your PIN or Social Security number on anything you are going to throw away. Shred documents containing your Social Security number. Do not […]

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  • The Facts on Identity Theft

    Identity theft occurs when someone uses your bank account number, Social Security number, credit card, or other personal information for his or her own ends. Months can go by before the theft has been discovered. The Federal Trade Commission (FTC) has listed the following ways that imposters can get your personal information and take over […]

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  • What To Do If You Become a Victim of “Phishing”

    Know what steps to take if you are a victim of “phishing” or any other form of identity theft: File a police report. Get a copy of the report to submit to your creditors and others that may require proof of the crime. Contact the fraud departments of any of the three major credit bureaus […]

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