Regular Savings
Get the basics, only better.
The starter savings account for every USC Credit Union member that opens the door to a wealth of value-added products and services. 24/7 access via thousands of ATMs and shared branches or online banking, mobile banking or phone. Flexible savings account interest rates help your deposits grow.
- 24/7 deposits and withdrawals
- Easy access via ATM, online banking, mobile banking or phone
- $1 minimum deposit
- Waive the monthly fee when you meet one of the following1:
- Under age 25
- Deposit $25 or more per month
- Maintain a $100 combined average balance in all deposit accounts
- Have an outstanding balance on a consumer loan
- Earn dividends on balances of $25 or more
Members: Log in to your member portal, call us, or visit a branch to open your new account.
Non-Members: Apply for membership to get started.
Regular Share and Club*
Rates accurate as of 8/22/2025
All rates and terms subject to change without notice.
Balance | Dividend Rate | APY |
---|---|---|
$25-$99.99 | 0.050% | 0.05% |
More than $99 | 0.050% | 0.05% |