Money Market Accounts

Multiply your dividends with a high-interest savings account.

Keep your earnings high and your assets liquid with a USC Credit Union Money Market account.1 Our tiered dividend structure rewards higher balances with higher yields. Choose a lower deposit minimum option or a higher minimum to earn more. Our Money Market perks include:

  • Grow your money with competitive rates
  • Access your funds via online transfers, checks, ATMs
  • The more you save, the more you earn

Money Market

  • Open with a $2,500 minimum initial deposit

Value+ Money Market

  • Open with a $10,000 minimum initial deposit
  • Waive the monthly fee by maintaining a daily balance of $10,000 or more
  • Add or access your funds with checks, ATMs, or transfers

Members: Log in to your member portal, call us, or visit a branch to open your new account.

Non-Members: Apply for membership to get started.

Money Market*

Rates accurate as of 10/31/2025
All rates and terms subject to change without notice.

Balance, Dividend Rate, and APY for Money Market Accounts
BalanceDividend RateAPY
$0-$2,499.990.100%0.10%
$2,500-$9,999 0.598%0.60%
$10,000-$49,999 0.648%0.65%
$50,000-$99,999 0.797%0.80%
$100,000+ 0.797%0.80%

*Fees may reduce earnings.

Value+ Money Market*

Rates accurate as of 10/31/2025
All rates and terms subject to change without notice.

Balance, Dividend Rate, and APY for Value+ Money Market Accounts
BalanceDividend RateAPY
$0-$9,999.99 0.100%0.10%
$10,000 to $24,9991.292%1.30%
$25,000 to $49,9991.292%1.30%
$50,000 to $99,9991.785%1.80%
$100,000 to $249,9991.982%2.00%
$250,000 to $499,9991.982%2.00%
$500,000 to $999,9991.982%2.00%
$1 million and over1.982%2.00%

*Fees may reduce earnings

Keep your earnings safe, liquid, and adding up faster.

Accelerate your savings with a Money Market account. Open in minutes, online, or at any branch.

1View our Schedule of Fees for details on Money Market account fees.