Money Market

Multiply your dividends with a high-interest savings account.

Keep your earnings high and your assets liquid with a USC Credit Union Money Market account.1 Our tiered dividend structure rewards higher balances with higher yields. Perks include:

  • Grow your money with competitive rates
  • $2,500 minimum initial deposit
  • Access your funds via online transfers, checks, ATMs
  • The more you save, the more you earn
  • Need to transfer more than $10,000? Click here for instructions.

Members: Send a secured message through Online Bankingcall us, or visit a branch to open your new account.

Non-Members: Apply for membership to get started.

Money Market*

Rates accurate as of 6/9/2023
All rates and terms subject to change without notice.

Balance, Dividend Rate, and APY for Money Market Accounts
BalanceDividend RateAPY
$0-$2,499.99 0.250%0.25%
$2,500-$9,999 0.847%0.85%
$10,000-$49,999 0.847%0.85%
$100,000+ 0.995%1.00%

*Fees may reduce earnings.

Tiered dividends plus liquidity.

Our Money Market account keeps your money working harder. Plus it’s easy to open online or at any branch.

Overdraft and checking account support is great.


  • IRAs

    Invest in your future. Make tax-deductible annual contributions with a traditional Individual Retirement Account (IRA). Earn tax-free, compounded growth with a Roth IRA.

  • Share Certificates

    Lock in our best yields on your terms. Share savings earn you a guaranteed return and let you choose your deposit amount and for how long.

  • Home Loans

    Starter home, second home or your “forever home” – whatever you call it, we can help you call it home with affordable fixed-rate and adjustable-rate mortgages.

1View our Schedule of Fees for details on Money Market account fees.