Online Bill Pay
Stay on top of your finances
Rent, mortgage, loans, the monthly cell phone bill, and on top of all that the occasional one-time bill – it’s a lot to keep track of. Set it and forget it with USC Credit Union’s free Online Bill Pay service. Sign up today and start paying your bills online by the next business day. It’s easy to set up automatic bill payments and completely secure to use on your desktop or mobile banking app. To sign up, simply:
- Log in to Online Banking or our Mobile Banking app
- Click on the Bill Pay widget
- Set up your payments
Master the art of bill payment.
Never miss a due date, avoid late fees and stay enviably organized.
I like the website in general and the Bill Pay application in particular.
-John
Direct Deposit
Get paid early! Have your paycheck or any recurring payments deposited electronically into your checking account online. It’s safe, easy to set up, and a real timesaver.
Zelle®
Send and receive money with Zelle.® It’s already available in your USC Credit Union Mobile Banking app, and it’s easy to sign up.
Auto Loans
Why finance with us? Simple: We’re a credit union with no shareholder interests to cater to. The upshot: Bank-beating auto loan rates on cars, trucks, motorcycles, RVs, and more.
Educational Resources
Managing Debt
Budgeting: Your Best Partner When In Debt
With the right tools, strategies, and mindset, you can transform budgeting from a chore into a powerful ally against debt.
Student Loans
Smart Student Loan Repayment Tips for 2024
Navigating student loan repayment can be challenging, but 2024 brings new opportunities to ensure you’re on the right track towards financial freedom!
Student Loans
Celebrating the Holidays with Student Debt
The holidays are a time of joy and giving, but for many of us managing student loan repayments, it can also be a season of financial stress. But with a bit of planning, creativity, and focus on what truly matters to you this season, it’s possible to find holiday cheer without breaking the bank.
Identity Theft
The Rise of Card Skimming and How to Fight It
Skimming is a persistent and evolving threat, but by being aware and taking preventative measures, we can fight against compromised cards and protect our financial well-being. Read this guide for tips and signs to watch out for.
Student Loans
Repaying Student Loans: Budget Your Way to Freedom
Managing student loan debt can sometimes feel like an uphill battle. But the truth is, a smart budget, personalized to your income and other expenses, can be your greatest asset in paying off your student loans while maintaining your quality of life. In this guide, we walk you through the steps to create your own budget that works for you and your goals.
Fraud Awareness
Recognizing Text Scams
Does this sound familiar? “Did you attempt a payment for $3,000? Reply YES or NO.” If so, you're not alone. Financial institution impersonations are the most common text scams and usually include bogus fraud warnings and transfer alerts. Follow these tips to help you identify potential scams and keep your personal information safe and secure.
Students
How to Pick a Good Student Loan Co-Borrower
When delving into the world of private student loans, you may discover that many lenders mention a “co-borrower.” A co-borrower is someone who applies for the loan with you and is equally responsible for ensuring it is repaid. A private student loan will be held in your name as the primary borrower, but the co-borrower’s name and credit will be tied to the loan as well.
News
The Housing Authority of the City of Los Angeles and USC Credit Union Connect Nickerson Gardens Residents with Financial Literacy Education
The Housing Authority of the City of Los Angeles (HACLA), in collaboration with USC Credit Union, successfully concluded a transformative financial literacy initiative for residents of Nickerson Gardens.
News
USC Credit Union Board Member Michael Broughton Selected for The Obama Foundation Leaders USA program
On August 1, 2023, the Obama Foundation unveiled Altro Founder/CEO and USC Credit Union board member Michael Broughton's selection to the inaugural Obama Leaders USA 2023 program.
Students
Student Loan Forgiveness Was Blocked by the Supreme Court. What’s Next?
On June 30, the Supreme Court struck down Biden's one-time student loan debt forgiveness plan, which was set to forgive up to $20,000 for 26 million borrowers. So, what's next? Read this blog post to review the latest updates.