USC Trojan Hub

USC Trojan Hub

Financial Solutions for Every Stage of the Trojan Journey

Discover financial solutions designed to support your goals, elevate your experience and move you forward on your Trojan journey, powered by the strength, pride and perseverance of the Trojan Family.

  • Built for the Trojan Family – Membership tailored for students, alumni, faculty, staff, Keck Medicine of USC and their families.
  • On-Campus Convenience – Branches, ATMs and digital tools that fit everyday Trojan life.
  • Support at Every Stage – Financial solutions that grow with you from student life to career and beyond.
  • Competitive Rates & Low Fees – Banking that helps Trojans keep more and borrow smarter.
  • Benefits for the Whole Family – Eligible Trojan family members can enjoy the same trusted banking advantages.

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    The Numbers Behind the Trojan Story

    From our founding by Trojans to the thousands we serve today, these numbers reflect how deeply USC Credit Union is woven into the Trojan Family.

    1973

    Trojan-Founded, Trojan-Led

    Founded in 1973 by a small group of visionary USC employees dedicated to serving the campus community.

    30,000+

    Trojans Connected Coast to Coast

    From four USC Credit Union campus branches to 30,000+ co-op locations nationwide, we’re with you wherever your Trojan journey takes you.

    45,000+

    Over 45,000 Trojan Member-Owners

    More than 45,000 Trojan members, including students, alumni, faculty, staff and family, trust USC Credit Union with their banking.

    Student

    Serving USC students since 1997

    From your first on-campus paycheck to life after graduation, your money should work as hard as you do. Discover student-friendly loans, accounts, easy budgeting tools and practical tips built for Trojan life, between classes, internships and game days. Start building smart financial habits now to support you long after you leave campus.

    • Convenient branches and ATMs on University Park and Health Sciences campuses
    • Student-focused products packed with valuable benefits
    • Nationwide Access – Use over 30,000 shared branches, 5,000 ATMs, and 24/7 online banking

    CampusSpend Checking

     

    Alumni

    Serving USC Alumni since 2001

    Your next chapter deserves a financial partner you can trust. From refinancing student loans to buying a home and planning for what’s next, we’re here to help you turn Trojan pride into lasting financial success. Stay connected, stay supported and keep building the future you’ve earned.

    • Financial solutions designed for life after graduation
    • Nationwide Access – Use over 30,000 shared branches, 5,000 ATMs, and 24/7 online banking
    • Flexible checking, savings, and lending options designed to support the financial goals of Trojans
    • Connect with a Trojan Wealth Management advisor for personalized investment and retirement guidance

    Special offer for USC Alumni

     

    Faculty & Staff

    Serving USC Staff and Faculty since 1973

    Whether you’re teaching, researching, or keeping campus running, your financial goals matter. Explore financial solutions for saving, borrowing, auto loans and long-term planning, designed to support busy semesters and lasting careers. We’re here to help you build stability today and financial security for the future.

    • Exclusive benefits for USC Faculty and Staff designed to support your financial goals
    • Convenient branches and ATMs on University Park and Health Sciences campuses
    • Connect with a Trojan Wealth Management advisor for personalized investment and retirement guidance

    Appraisal

     

    Keck Medicine of USC

    Serving Keck Medicine of USC since 1973

    Working in health care is rewarding, and your finances should reflect the hard work you do every day. We offer financial solutions designed for Keck Medicine of USC professionals to support your financial well-being at every stage of your career.

    • Exclusive benefits tailored to Keck Medicine of USC professionals
    • Convenient branches and ATMs on Health Sciences and University Park campuses
    • Connect with a Trojan Wealth Management advisor for personalized investment and retirement guidance

    Appraisal

      • Your Next Chapter, Financially Ready

        Turn Trojan spirit into long-term financial growth.

        From your first job to life’s big milestones, we’re here to help you grow, protect and enjoy what you’ve worked so hard to earn.

      • Financial Care for Those Who Care for Others

        Financial support built for the pace of healthcare.

        Long shifts, big dreams and real financial needs, get financial solutions made for Keck Medicine of USC journeys.

      • Own Your Money, Own Your Semester

        Make your money routine easier this semester.

        Build smart money habits while you’re building your future. Simple, student-friendly solutions to help you budget, save and stay on top of campus life.

      • Financial Tools That Work as Hard as You Do

        Build stability today and progress toward long-term goals.

        You support Trojans every day—let us support your financial goals. Simple, reliable financial solutions for saving, borrowing, and managing your money at every stage of life.

      USC has been my center of excellence for education since 1976, and USC Credit Union has been the holder of my financial trust and continues to be.

      -Zohreh

      • Auto Loans

        Why finance with us? Simple: We’re a credit union with no shareholder interests to cater to. The upshot: Bank-beating auto loan rates on cars, trucks, motorcycles, RVs, and more.

      • Student Credit Cards

        Students, this one’s for you. Establish your financial independence. Build a strong credit history. Even get rewarded for everyday purchases.

      • Home Loans

        Starter home, second home or your “forever home” – whatever you call it, we can help you call it home with affordable fixed-rate and adjustable-rate mortgages.

        Trojan strong. Financially secure.

        Have questions or ready to get started? Connect with a member representative who’s here to listen and provide clear guidance, so you can move forward with confidence. Fight On!

        **PRIME -0.25% APR disclosure: Annual Percentage Rate (APR) is effective 4.17.26 variable and is subject to change. To receive the .25% discount, a home equity loan or home equity line of credit at another financial institution with a balance greater than $15,000 must be paid through the transaction. Rate is for combined loan-to-value of 80% or less, owner occupied homes and requires a FICO score of 740+. Higher rates may apply, depending on credit and combined loan-to-value. All loans are subject to credit approval. Credit limits up to $250,000. Appraisal may be required. California properties only. No Annual Fee. Flood and/or property insurance may be required. Your APR can adjust monthly and is based on the Prime Rate as published in the Wall Street Journal. Maximum advance period of 10 years, with a 15-year repayment period. $15,000 minimum initial advance required to avoid a processing fee. Thereafter, minimum advance is $200. Minimum loan balance of $10,000 must be maintained for first 12 months; otherwise, a $500 fee will be assessed. Minimum floor rate of 4.00% APR. Maximum loan rate of 18.00% APR. A sample monthly payment for an interest only HELOC, credit score of 740+ with a balance of $15,000 at 6.50% (Prime -.25%) is $81.25 during the draw period and $130.67 for the repayment period. A sample monthly payment for a traditional HELOC, credit score of 740+ with balance $15,000 at 6.50% (Prime -.25) is $187.50. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. 

        1Free Appraisal for USC Faculty & Staff Terms and Conditions:

        • Owner-occupied residence, California properties.
        • Must be current USC Faculty or Staff member at the time of redemption.
        • Must have valid USC Credit Union membership.
        • Coupon must be presented at time of locking in the interest rate.
        • No cash credits will be given.
        • May not be combined with any other offer.
        • Offer expires April 30, 2026.

        Investment advisory services offered through PFG Advisors, LLC, an SEC registered investment adviser. Securities offered through United Planners Financial Services, member FINRA/SIPC. Insurance products offered through approved carriers. Trojan Wealth Management, USC Credit Union, PFG Advisors, LLC, and United Planners Financial Services are separately owned entities and are not affiliated companies. Securities, insurance, and advisory services are:

        Not FDIC/NCUA Insured | No Financial Institution Guarantee | May Lose Value