MoneySense
Did you know you could lower your interest rate by enlisting the help of a cosigner? Find one with a good credit history, and your odds of being approved jump five-fold.
Did you know you could lower your interest rate by enlisting the help of a cosigner? Find one with a good credit history, and your odds of being approved jump five-fold.
Affordable rates, rewards, credit cards to build credit – you’ll find it all at USC Credit Union.
Low credit card rates and convenient for having Zelle available in my app.
1Proof of income required to apply; cosigner will boost chances of being approved.
2Fuel and grocery bonus points apply to the first $5000 in purchases in these combined categories each year.
3Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD.
4Conditions and exceptions apply. Learn more about Zero Liability.
*APR (Annual Percentage Rate) is effective 12.8.2024 and is subject to change. Your regular variable rate is determined by creditworthiness and payment history and may vary. The minimum monthly interest charge is $0.50. The 0.00% APR for purchases and balance transfers made during the qualifying transaction period within the first 6 months of account opening. All purchases, net of returns, qualify for the introductory APR. The introductory rate will remain in effect until the end of the 15th billing cycle billing cycle after account opening, thereafter, the standard rate of 14.65% to 18.00% for purchases and balance transfer applies. Except for existing USC Credit Union loans, all balance transfers qualify for the introductory APR. There is a 3% Balance Transfer Fee of the total amount transferred per transaction or $10, whichever is greater. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. This introductory rate is available for a limited time, and rates and terms are subject to change without notice. Click here for full disclosure.