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Clean Energy Loans
Bring clean energy into your everyday life.
Reduce your carbon footprint and save on energy bills – all while helping the planet! The switch to sustainability has never been easier with our affordable clean energy loans, designed to help you go green without sacrificing financial stability. Plus, with each funded clean-energy loan, USC Credit Union and the Arbor Day Foundation® will plant up to 5,000 trees in the Los Padres National Forest, making our world even greener.
Benefits:
- Save green with an affordable loan for your next clean energy purchase
- Easy application process and personal assistance
- Flexible repayment terms and loan amounts
- Protect your payments with optional Peace of Mind Protection
GoGreen Loan
Helping Californians Go Green.
From solar and battery storage to energy-efficient appliances, we make it easy to upgrade your home with smart, affordable financing. As a participating lender in California’s GoGreen Home Energy Financing Program, we’re here to help you get started.
GoGreen Loan Benefits:
- Unsecured loans up to $50,000 and up to $75,000 available for Solar + Battery Storage projects
- Terms up to 15 years (or 20 years for Solar + Battery Storage)
- Competitive rates and affordable payments
- Financing available for renters and homeowners
- No money down, no closing costs and no prepayment penalties
- Borrowers with a wide range of credit scores may qualify
- Use up to 30% of loan amount toward non-energy-efficiency improvements
- No property lien
APR is accurate as of 8.22.2025
Rates as low as:
3.74%
Clean-Energy Auto Loans
Drive into your next eco-friendly adventure with an electric or plug-in hybrid vehicle.
Lead the way to a cleaner tomorrow by driving a vehicle that increases fuel efficiency, reduces harmful emissions, and reduces fuel costs.
- Competitive auto loan rates
- Affordable monthly payments
- Additional discount of 0.25%* on qualifying clean-energy vehicles
APR is accurate as of 8.22.2025
Rates as low as:
5.19% Fixed
Electric Bicycle Loans
Give eco-friendliness a go with an e-bike.
E-bikes are great for exercise, budget-friendly, and loads of fun! Plus, they’re a fantastic way to do your part in reducing your carbon footprint while getting around town.
- Borrow from $1,000 to $15,000
- Affordable Loans
- Flexible terms from 12 months to 6 years
APR is accurate as of 8.22.2025
Rates as low as:
9.19% Fixed
*USC Credit Union and its Representatives do not provide tax or legal advice. For such advice, please consult with a qualified professional. Refer to IRS Credits for New Clean Vehicles Purchase in 2023 or After and IRS Used Clean Vehicle Credit to view clean-energy requirements. Refer to the Office of Energy Efficiency & Renewable Energy Homeowner’s Guide to the Federal Tax Credit for Solar Photovoltaics to view clean-energy requirements. Refer to IRS Energy Efficient Home Improvement Credit to view clean-energy requirements.
Join the Clean-Energy Movement.
Save green with an affordable green loan from USC Credit Union.
Low interest rates on loans and credit cards compared to standard banks (i.e., Chase, Bank of America, Wells Fargo).