Welcome to banking made for student life.
From checking and savings to low-rate school loans, credit cards, and financial tools, our offerings are designed to enhance your financial well-being whether you’re on or off campus.
We’re here to grow together
USC Credit Union is a not-for-profit cooperative founded to fuel members’ financial dreams and enhance the quality of life in the communities we serve. Our mission is to provide affordable products and services, financial guidance, and the resources to support our communities’ economic well-being and generational wealth building.
Not for profit. For people.
We’re proud to be a Community Development Financial Institution (CDFI), one of just 350 CDFI-certified credit unions in the nation. We’re also the only Los Angeles-based credit union with a Juntos Avanzamos designation for our commitment to serving and empowering Latino consumers.
Not for profit. For people.
We’re working to expand economic opportunity in our neighboring communities. How? By making it easy for local residents to find affordable financial products and services. By providing free financial resources and workshops, we’re committed to building financial equity in the communities we serve.
Repaying Student Loans: Budget Your Way to Freedom
Managing student loan debt can sometimes feel like an uphill battle. But the truth is, a smart budget, personalized to your income and other expenses, can be your greatest asset in paying off your student loans while maintaining your quality of life. In this guide, we walk you through the steps to create your own budget that works for you and your goals.
Recognizing Text Scams
Does this sound familiar? “Did you attempt a payment for $3,000? Reply YES or NO.” If so, you're not alone. Financial institution impersonations are the most common text scams and usually include bogus fraud warnings and transfer alerts. Follow these tips to help you identify potential scams and keep your personal information safe and secure.
How to Pick a Good Student Loan Co-Borrower
When delving into the world of private student loans, you may discover that many lenders mention a “co-borrower.” A co-borrower is someone who applies for the loan with you and is equally responsible for ensuring it is repaid. A private student loan will be held in your name as the primary borrower, but the co-borrower’s name and credit will be tied to the loan as well.
The Housing Authority of the City of Los Angeles and USC Credit Union Connect Nickerson Gardens Residents with Financial Literacy Education
The Housing Authority of the City of Los Angeles (HACLA), in collaboration with USC Credit Union, successfully concluded a transformative financial literacy initiative for residents of Nickerson Gardens.
USC Credit Union Board Member Michael Broughton Selected for The Obama Foundation Leaders USA program
On August 1, 2023, the Obama Foundation unveiled Altro Founder/CEO and USC Credit Union board member Michael Broughton's selection to the inaugural Obama Leaders USA 2023 program.
Student Loan Forgiveness Was Blocked by the Supreme Court. What’s Next?
On June 30, the Supreme Court struck down Biden's one-time student loan debt forgiveness plan, which was set to forgive up to $20,000 for 26 million borrowers. So, what's next? Read this blog post to review the latest updates.
Federal Student Loan Payments Resume Soon – What You Need to Know
Most federal student loan payments and interest have been suspended since March 2020. After numerous extensions, student loan interest will resume on September 1, 2023, and payments will resume starting in October.
Don’t Sweat the Scams this Summer
Amidst all the sunshine and fun summer brings, scammers will try to rain on our parade. Stay ahead and shield your accounts with these 5 common summer scams to look out for!
The Top 4 Best Ways to Pay for College – How to Fill the Funding Gap
Let’s face it – no one is accepted to college and thinks, “I can’t wait to pay my tuition bill!” College is a big investment, which is why it’s important to know your options, plan ahead, and choose wisely when paying for it. Remember: filling out the Free Application for Federal Student Aid (FAFSA) is the first step to securing any financial aid! Follow the “free, cheap, gap” method to responsibly pay for college, and set yourself for a strong financial future down the road.
Home Loan Advice
How much down payment is normally required to buy a home?For many people, buying a home is one of the most significant financial decisions they will make in their lifetime. One of the key considerations in this process is the down payment, which is the amount of cash that a buyer pays upfront toward the purchase price. While the amount of the down payment required can vary depending on several factors, it is an essential component of the home-buying process.
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