Managing Debt Guide
This eBook looks at all the different kinds of debt you can carry, the good and the bad, some guidelines to follow when you need to borrow money, and what to do if you find yourself in a pinch.

Earn 6.00% APY* on the first $1,000 and 1.50% APY* on balances above $1,000 with SmartStart Savings, for ages 0–17.

Earn guaranteed returns with a Share Certificate. Choose from short- and long-term options and put your money to work today.

Made for students, CampusSpend Checking offers no monthly fee, convenient digital banking, and free to join.

Earn more as your balance grows with a Money Market Account, while keeping your money within reach.

Make your money work harder with Smart Yield, our high-yield savings account that keeps your funds within reach.

Earn 6.00% APY* on the first $1,000 and 1.50% APY* on balances above $1,000 with SmartStart Savings, for ages 0–17.

Earn guaranteed returns with a Share Certificate. Choose from short- and long-term options and put your money to work today.

Made for students, CampusSpend Checking offers no monthly fee, convenient digital banking, and free to join.

Earn more as your balance grows with a Money Market Account, while keeping your money within reach.

Make your money work harder with Smart Yield, our high-yield savings account that keeps your funds within reach.

Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
Who wants to be smarter about money? Everybody. We help you get there with guides and eBooks on every financial topic imaginable from savvy auto loan financing to student loan refinancing.
At USC Credit Union, we’re all about putting financial success in your hands. It’s your future. Own it.
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February 09, 2023
This eBook looks at all the different kinds of debt you can carry, the good and the bad, some guidelines to follow when you need to borrow money, and what to do if you find yourself in a pinch.
We provide the tools to build a smart financial future. Subscribe now!