Business Checking
All-in-one checking that moves your business forward.
Run your business with a straightforward checking account that’s designed to handle your day-to-day expenses, income, and payroll. USC Credit Union Business Checking covers all the essentials you need to focus on your ambitious goals. Streamline your cash flow and enjoy:
- 24/7 deposits and withdrawals for your business needs
- Easy access via ATM, Online Banking, Mobile Banking, or phone
- 100 free transactions per month
- Deposit checks anytime, anywhere with remote deposit capture
- No monthly service charge1 with minimum balance requirement
- Flexible ways to pay with debit card, Bill Pay, and Virtual Wallet
Current Business Members: Log in to your member portal, call us, or visit a branch to open your new account.
New Business Members: Apply for business membership to get started.
Personal membership with USC Credit Union does not automatically qualify for a business membership. A separate application is required for business membership. View eligibility requirements.
Let’s Reach Your Business Goals!
Give us a call at (877) 670-5860, schedule an appointment, or fill out the form below, and we’ll connect you with our business banking team!
Simplify your cash flow with a trusted, local partner.
Focus on your goals with Business Checking. Open your account in just minutes online or visit any branch to get started.
The checking account doesn’t have all those hidden fees that the big banks do.
-John
Financial Education
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
A Trusted Neighbor
Our mission is to provide affordable products and services, financial guidance, and the resources to support our neighboring communities' economic well-being.
Educational Resources
Blog Post Blog Post
Lunar New Year: Ride Into Prosperity
In 2026, Lunar New Year begins on February 17 and ushers in the Year of the Horse – specifically the Fire Horse – a symbol of courage, action, independence, and forward momentum. It’s the perfect moment to take charge of your financial future, from short-term goals to long-term retirement planning.

Lunar New Year: Ride Into Prosperity
Investments Investments
High-Yield Business Savings Accounts: Consider a Credit Union!
Are you looking to make your business’s savings work harder? High-yield savings accounts (HYSA) and high-yield money market accounts (MMA) can help grow your business savings at a competitive interest rate. It’s just one way to beat inflation while growing your funds for the future.

High-Yield Business Savings Accounts: Consider a Credit Union!
Credit Unions Credit Unions
Business Accounts at Credit Unions vs. Banks
Choosing the right financial partner for your business isn’t always easy. Many traditional banks come with high fees, rigid rules, and one-size-fits-all services that might not fit your business needs. Business credit unions, like USC Credit Union, shine by offering competitive business bank accounts that often have better terms and more flexibility than traditional banks!

Business Accounts at Credit Unions vs. Banks
Student Loans Student Loans
Celebrating the Holidays with Student Debt
The holidays are a time of joy and giving, but for many of us managing student loan repayments, it can also be a season of financial stress. But with a bit of planning, creativity, and focus on what truly matters to you this season, it’s possible to find holiday cheer without breaking the bank.

Celebrating the Holidays with Student Debt
Identity Theft Identity Theft
The Rise of Card Skimming and How to Fight It
Skimming is a persistent and evolving threat, but by being aware and taking preventative measures, we can fight against compromised cards and protect our financial well-being. Read this guide for tips and signs to watch out for.

The Rise of Card Skimming and How to Fight It
Student Loans Student Loans
Repaying Student Loans: Budget Your Way to Freedom
Managing student loan debt can sometimes feel like an uphill battle. But the truth is, a smart budget, personalized to your income and other expenses, can be your greatest asset in paying off your student loans while maintaining your quality of life. In this guide, we walk you through the steps to create your own budget that works for you and your goals.

Repaying Student Loans: Budget Your Way to Freedom
Fraud Awareness Fraud Awareness
Recognizing Text Scams
Does this sound familiar? “Did you attempt a payment for $3,000? Reply YES or NO.” If so, you’re not alone. Financial institution impersonations are the most common text scams and usually include bogus fraud warnings and transfer alerts. Follow these tips to help you identify potential scams and keep your personal information safe and secure.

Recognizing Text Scams
Identity Theft Identity Theft
Don’t Sweat the Scams this Summer
Amidst all the sunshine and fun summer brings, scammers will try to rain on our parade. Stay ahead and shield your accounts with these 5 common summer scams to look out for!

Don’t Sweat the Scams this Summer
Fraud Awareness Fraud Awareness
Protect Yourself from Fraud & Scams
Fraud and scams are becoming increasingly common, with criminals using sophisticated methods to trick individuals into giving away their personal information or money. By staying informed and proactive, you can minimize your risk of falling victim to scams and protect your identity and money.

Protect Yourself from Fraud & Scams
Identity Theft Identity Theft
Protecting Yourself at the (Gas) Pump
In the last few years, gas pumps have been a favorite target for fraudsters to place skimming devices. Here are risk mitigation and best practices for you to follow.

Protecting Yourself at the (Gas) Pump
1Must maintain a $2,500 minimum daily balance or $5,000 average daily balance to avoid the $10 monthly fee. See the Schedule of Fees for more details.




