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SimpleSpend
Checking
All the Essentials, None of the Fees
Banking should be simple, and with a SimpleSpend checking account, it is. Built for everyday use, this account offers a secure, stress-free way to manage your money.
Features*:
- Early paycheck with direct deposit
- Your simple, no fee, daily option – perfect for managing daily finances
- Flexible ways to pay with debit card, Zelle®, Bill Pay via Online Banking, and Virtual Wallet payments1
- 30,000 fee-free ATMs and 5,000+ Shared Branches
- Check your credit score for free
- Bank On Certified – a national initiative that meets standards for transparency, low cost, and accessibility
SimpleSpend is a no-hassle checking account that keeps your money safe, and your costs at zero.
Checking Made Simple
Basics with benefits? You got it. SimpleSpend checks all the boxes, plus it’s easy to open online or at any branch.
The checking account doesn’t have all those hidden fees that the big banks do.
Educational Resources
News News
Juntos Avanzamos’ Designation Bolsters Inclusion at USC Credit Union
Read the original press release at: https://www.ccul.org/news/juntos-avanzamos-designation-bolsters-inclusion-at-usc-cu/
On Monday, USC Credit Union proudly hosted a proclamation ceremony that officially marked its designation as a Juntos Avanzamos (“Together We Advance”) credit union. This national recognition, led by Inclusiv, highlights the credit union’s commitment to fostering financial inclusion, accessibility, and cultural services specifically for Latino and immigrant communities.
Juntos Avanzamos’ Designation Bolsters Inclusion at USC Credit Union
Credit Unions Credit Unions
Credit Unions Unite to Aid Los Angeles County Residents Affected by Wildfires
Credit unions across the country have rallied together to support residents of Los Angeles County affected by the catastrophic Eaton and Pacific Palisades fires.
Credit Unions Unite to Aid Los Angeles County Residents Affected by Wildfires
Fire Relief Resources Fire Relief Resources
Los Angeles Wildfire Relief Resources
Los Angeles Wildfire Relief Resources
News News
2024 Charity Challenge: USC Credit Union vs. Notre Dame FCU
This year’s Charity Challenge brings USC Credit Union and Notre Dame FCU together to support a cause bigger than the game itself. Each credit union has pledged $5,000, and the stakes are high: the winner of the Notre Dame vs. USC football game on November 30 will decide which charity receives a boosted $10,000 donation.
2024 Charity Challenge: USC Credit Union vs. Notre Dame FCU
News News
USC Credit Union Celebrates Success with The RightWay Foundation: Empowering Foster Youth through Financial Literacy
USC Credit Union is proud to announce the successful conclusion of a transformative 10-month financial literacy program in partnership with The RightWay Foundation.
USC Credit Union Celebrates Success with The RightWay Foundation: Empowering Foster Youth through Financial Literacy
Investments Investments
High-Yield Business Savings Accounts: Consider a Credit Union!
Are you looking to make your business’s savings work harder? High-yield savings accounts (HYSA) and high-yield money market accounts (MMA) can help grow your business savings at a competitive interest rate. It’s just one way to beat inflation while growing your funds for the future.
High-Yield Business Savings Accounts: Consider a Credit Union!
Credit Unions Credit Unions
Business Accounts at Credit Unions vs. Banks
Choosing the right financial partner for your business isn’t always easy. Many traditional banks come with high fees, rigid rules, and one-size-fits-all services that might not fit your business needs. Business credit unions, like USC Credit Union, shine by offering competitive business bank accounts that often have better terms and more flexibility than traditional banks!
Business Accounts at Credit Unions vs. Banks
Managing Debt Managing Debt
Budgeting: Your Best Partner When In Debt
With the right tools, strategies, and mindset, you can transform budgeting from a chore into a powerful ally against debt.
Budgeting: Your Best Partner When In Debt
Student Loans Student Loans
Smart Student Loan Repayment Tips for 2024
Navigating student loan repayment can be challenging, but 2024 brings new opportunities to ensure you’re on the right track towards financial freedom!
Smart Student Loan Repayment Tips for 2024
Student Loans Student Loans
Celebrating the Holidays with Student Debt
The holidays are a time of joy and giving, but for many of us managing student loan repayments, it can also be a season of financial stress. But with a bit of planning, creativity, and focus on what truly matters to you this season, it’s possible to find holiday cheer without breaking the bank.
Celebrating the Holidays with Student Debt
*SimpleSpend checking account disclosure: No monthly service fee applies. No minimum opening deposit or minimum balance requirements apply. This account earns no dividends. This account does not allow for transactions by check. For payroll that can be verified by the Credit Union to its reasonable satisfaction, your direct deposit paycheck may be made available up to two (2) to three (3) calendar days prior to your regular payroll deposit date. When you use an ATM not displaying the USCCU or Co-Op ATM symbols, the ATM owner may charge additional fees. Citibank free ATM transactions or inquiries apply only to ATMs at Citibank branch locations. View our Schedule of Fees for details on any fees you may incur.
1U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.
When using Zelle®, only send money to those you trust. If the recipient is already enrolled with Zelle®, you can’t cancel a payment once it’s been sent. Neither USC Credit Union nor Zelle® offers a protection program for authorized payments made with Zelle® – for example, if you do not receive the item you paid for, or the item is not as described or as you expected. If you are asked to send yourself money with Zelle® or are asked to provide your Zelle® credentials, don’t click on text message links or call the number that contacted you. Do not share your Zelle® and any other passwords with anyone.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.