CampusSpend
Checking

Financial Freedom for Students

One less thing to stress about. The CampusSpend checking account is designed just for busy students like you. Giving you the tools to manage your money with confidence and ease. Open to all USC and eligible member students welcome, this account supports your financial independence without the hidden fees.

Features: 

  • No monthly fee1 – more savings for what matters most
  • 2 free non-shared network ATM transactions a month2
  • 2 free incoming wire transfers3 – domestic or international
  • Ages 18–25 built for young members – start your financial journey

With CampusSpend checking, you can focus on school, not your bank account.

Checking Made for Campus Life

What’s the best bank checking account for students? The one that’s not from a bank. Join the USC Credit Union family. Open a CampusSpend checking account online or on campus today.

I enjoy the customer service and the free student checking account.

-Brittany

  • Virtual Wallet

    Wave it and pay! Simplify your purchases with a secure digital version of your debit and credit cards on your mobile devices – and never fumble for plastic again.

  • Private Student Loans

    Help with tuition when you need it. USC Credit Union’s unique line of credit loan lets you draw what you need any time – no need to reapply.

  • Student Credit Cards

    Students, this one’s for you. Establish your financial independence. Build a strong credit history. Even get rewarded for everyday purchases.

1Must qualify for USCCU membership and membership fee may apply; please call (877-670-5860) or visit USCCreditUnion.org to confirm eligibility. Must be a student and between 18-25 years old. Converts to FlexSpend checking 30 days after graduation or change in student status. Must pass Chexsystem. All accounts are subject to approval process. If new membership is closed within the first 90 days, there is a $5 early membership fee. Limit one (1) CampusSpend account per Student ID Number. CampusSpend is not applicable to organizational or business entities and must be opened as a personal account. Accounts are subject to all terms and conditions set forth in the Account Agreement and Truth-In-Savings Disclosure and CampusSpend Disclosure.

2Citibank free ATM transactions or inquiries apply only to ATMs at Citibank branch locations. Two free non-shared network ATM transactions per month with CampusSpend. When you use an ATM not displaying the USCCU or Co-Op ATM symbols, the ATM owner may charge additional fees.View our Schedule of Fees for details on any fees you may incur.

32 free incoming wires annually by calendar year, starting January 1st and ending December 31st, (combined domestic and foreign) with CampusSpend. See Schedule of Fees for subsequent transactions.