Coverdell Education Savings
Tax-free savings for education at every stage.
Education can come with a high price tag. Save for it by opening a tax-free Coverdell Education Savings Account (CESA) in the name of a child up to age 181. Also known as an Education IRA, a CESA is a trust or custodial savings account you can use to pay for qualified education expenses, including tuition, books, supplies, equipment, academic tutoring and special needs services. Unlike 529 plans, CESA funds can be used for elementary, secondary or higher education. CESAs also let you direct your investments versus choosing from a menu of options.
- Contribute up to $2,000 per year
- Enjoy tax-free growth and withdrawals
- Open an unlimited number of CESAs for a designated beneficiary
- Use funds for tuition, books, supplies, equipment, academic tutoring and special needs services
Save for your future Trojan’s education.
Open a tax-free Coverdell Education Savings Account (CESA), online or at any branch.
USC has been my center of excellence for education since 1976, and USC Credit Union has been the holder of my financial trust and continues to be.
-Zohreh
Checking Accounts
Free ATMs. Free Online Banking. USC Credit Union checking accounts give you perks and plenty of choices from our no-fee basic to interest-bearing accounts.
Debit Cards
Go cashless! Your Debit/ATM card lets you access the funds in your checking account with one quick swipe.
Direct Deposit
Get paid early! Have your paycheck or any recurring payments deposited electronically into your checking account online. It’s safe, easy to set up, and a real timesaver.
Educational Resources
Press Release Press Release
Credit Unions and LA County DEO Continue Wildfire Relief with $80K in Direct Assistance
The USC Credit Union Community Foundation, in partnership with LA County DEO and AJCC, distributed $80,000 from the Southern California Wildfire Relief Fund to provide $1,000 in direct cash aid to 80 families impacted by the Eaton and Pacific Palisades fires, underscoring the power of collaboration in delivering meaningful relief.
Credit Unions and LA County DEO Continue Wildfire Relief with $80K in Direct Assistance
Press Release Press Release
Not Just Green: USC Credit Union Advocates for Clean Energy as Essential Infrastructure for Community Health
USC Credit Union is proud to announce its ongoing commitment to expanding clean energy access for low-income and disadvantaged communities across Los Angeles and Orange Counties through innovative lending programs and partnerships.
Not Just Green: USC Credit Union Advocates for Clean Energy as Essential Infrastructure for Community Health
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USC Credit Union President and CEO Gary Perez: Leo H. Shapiro Lifetime Achievement Award
We’re honored to celebrate our President and CEO, Gary Perez, for receiving the Leo H. Shapiro Lifetime Achievement Award – the highest recognition from California’s Credit Unions and Nevada’s Credit Unions.
USC Credit Union President and CEO Gary Perez: Leo H. Shapiro Lifetime Achievement Award
Press Release Press Release
Juntos Avanzamos’ Designation Bolsters Inclusion at USC Credit Union
Read the original press release at: https://www.ccul.org/news/juntos-avanzamos-designation-bolsters-inclusion-at-usc-cu/
On Monday, USC Credit Union proudly hosted a proclamation ceremony that officially marked its designation as a Juntos Avanzamos (“Together We Advance”) credit union. This national recognition, led by Inclusiv, highlights the credit union’s commitment to fostering financial inclusion, accessibility, and cultural services specifically for Latino and immigrant communities.
Juntos Avanzamos’ Designation Bolsters Inclusion at USC Credit Union
Credit Unions Credit Unions
Credit Unions Unite to Aid Los Angeles County Residents Affected by Wildfires
Credit unions across the country have rallied together to support residents of Los Angeles County affected by the catastrophic Eaton and Pacific Palisades fires.
Credit Unions Unite to Aid Los Angeles County Residents Affected by Wildfires
Fire Relief Resources Fire Relief Resources
Los Angeles Wildfire Relief Resources
Los Angeles Wildfire Relief Resources
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2024 Charity Challenge: USC Credit Union vs. Notre Dame FCU
This year’s Charity Challenge brings USC Credit Union and Notre Dame FCU together to support a cause bigger than the game itself. Each credit union has pledged $5,000, and the stakes are high: the winner of the Notre Dame vs. USC football game on November 30 will decide which charity receives a boosted $10,000 donation.
2024 Charity Challenge: USC Credit Union vs. Notre Dame FCU
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USC Credit Union Celebrates Success with The RightWay Foundation: Empowering Foster Youth through Financial Literacy
USC Credit Union is proud to announce the successful conclusion of a transformative 10-month financial literacy program in partnership with The RightWay Foundation.
USC Credit Union Celebrates Success with The RightWay Foundation: Empowering Foster Youth through Financial Literacy
Investments Investments
High-Yield Business Savings Accounts: Consider a Credit Union!
Are you looking to make your business’s savings work harder? High-yield savings accounts (HYSA) and high-yield money market accounts (MMA) can help grow your business savings at a competitive interest rate. It’s just one way to beat inflation while growing your funds for the future.
High-Yield Business Savings Accounts: Consider a Credit Union!
Credit Unions Credit Unions
Business Accounts at Credit Unions vs. Banks
Choosing the right financial partner for your business isn’t always easy. Many traditional banks come with high fees, rigid rules, and one-size-fits-all services that might not fit your business needs. Business credit unions, like USC Credit Union, shine by offering competitive business bank accounts that often have better terms and more flexibility than traditional banks!
Business Accounts at Credit Unions vs. Banks
1Contributions are not tax-deductible and are limited to $2,000 annually.