Cardinal Checking

USC Credit Union makes it easy to manage your money your way.

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Our most popular checking account!

You can open your Cardinal Checking account with just a $25 deposit.

Cardinal Checking offers the best of the basics:

  • No minimum balance requirement
  • No direct deposit requirement
  • No monthly service fee*
  • Unlimited check writing
  • Free Tommy Trojan debit card

*USC Credit Union will charge a $1 monthly inactive fee if your account is inactive for three consecutive months.

All USCCU checking accounts offer:

  • Free Bill Pay
  • Free eStatements
  • Free Home Banking
  • 30,000 Fee-Free ATMs
  • 5,000 Shared Branch Locations

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Insured Security
Keeping your money safe is of utmost importance to us. We protect your deposits with Federal Deposit Insurance. Balances up to $250,000 are insured by the National Credit Union Administration, a U.S. government agency.

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From Our Members

  • “I rely on the USC Credit Union for all of my financial needs. I received outstanding care and assistance when I refinanced my home loan and purchased my car. I always know I can depend on their competitive rates and service that is sincere and personable.”

    -Tom

  • “I chose the USC Credit Union because it is convenient and offers comprehensive services with a personal touch. Whether I needed a loan or investment advice, it’s always been nice to know I can pick up the phone and speak with someone I know to personally handle a financial matter.”

    -Charles
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