Cardinal No Fee Checking Account

USC Credit Union makes it easy to manage your money your way.

< View all Checking options

Our most popular checking account!

You can open your no fee Cardinal Checking account online with just a $25 deposit.

Cardinal Checking offers the best of the basics:

  • No minimum balance requirement
  • No direct deposit requirement
  • No monthly service fee
  • Unlimited check writing
  • Free Tommy Trojan debit card

All USCCU checking accounts offer:

  • Free Bill Pay
  • Free eStatements
  • Free Online Banking
  • 30,000 Fee-Free ATMs
  • 5,000 Shared Branch Locations


Open Now

Insured Security
Keeping your money safe is of utmost importance to us. We protect your deposits with Federal Deposit Insurance. Balances up to $250,000 are insured by the National Credit Union Administration, a U.S. government agency.