Our Secured Mastercard® credit card allows you to build your credit with a low, fixed rate of 13.99% APR and no outrageously high fees.
Our Secured Mastercard® requires a refundable security deposit equal to 100% of your credit limit in a secured USC Credit Union savings account.
For USC International Students: No Social Security Number (SSN) or ITIN required to apply for a secured credit card.
Complete and submit your application online.
Once approved, you’ll be prompted to submit your security deposit equal to the approved limit.
Enjoy your card and pay your bill on time every month to help establish or build your credit history.
“With the help of the USC Credit Union, I have been able to build my credit and provide many things for my family. They go out of their way to personally assist me and it’s nice to know I can speak to someone in Spanish, if necessary. It’s comforting to feel a part of a big family that I can count on.”-Rosa