Members may electronically wire funds into or out of their USC Credit Union accounts.
The fee for incoming domestic wires is $5 and for incoming international is $10.
The fee for outgoing domestic wires is $20 and for outgoing international is $40.
The Student Checking account features free incoming wires (up to 2 per year)
For International Transfers: Members should instruct the sending financial institution to use a corresponding bank to facilitate the transfer to your account, as USC Credit Union is not part of the SWIFT network. USC Credit Union only receives U.S. currency.
To wire funds to another institution, you must:
1. Provide us with the receiving institution’s wire instructions
2. Sign a wire authorization form at one of our branches
Generally speaking, domestic wires placed before 12:00pm PST are received by 3:30pm PST on the same business day. Wire requests received after 12:00pm PST will not be available until 3:30pm PST on the following business day. International wire requests received by 12:00pm are placed on the day that the request is received, however, the Credit Union has no control over the delivery date and makes no assurances regarding the date or time of delivery. There is a $20 fee for domestic wires and a $40 fee for foreign wires.