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More Than Checking. It’s Premium.
Enjoy powerful protections and everyday perks with PremiumSpend checking, including identity protection, cell phone coverage, roadside assistance, savings, and more, all at no additional cost.
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Finance Energy Efficient Upgrades as Low as 2.99% APR*
Finance eligible home energy improvements, including heating and cooling, solar, insulation, EV charging and more with a GoGreen Loan.
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Your Trojan Benefits, All in One Place
Discover special offers, tools and financial solutions curated just for Trojans, quickly and easily in the Trojan Hub.
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Make the Most of Your Membership
Join our monthly Member Orientation webinars to discover member benefits, helpful services and special promotions to make the most of your membership. Visit our events page to see what’s coming up.
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Make the Most of Your Membership
Join our monthly Member Orientation webinars to discover member benefits, helpful services and special promotions to make the most of your membership. Visit our events page to see what’s coming up.
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Am I Eligible?

USC Credit Union serves the Los Angeles and Orange Counties with a full range of products and services, including student credit cards, share savings, checking accounts, auto loans, HELOCs, mortgage loans, personal loans, CDs and Roth IRAs. Apply via online and mobile banking.

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Benefits

Experience the benefits of banking with USC Credit Union, where you're more than a customer, you're an owner. Enjoy lower loan rates, fewer fees, and personalized service from a member-owned institution that puts you first.

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Join USC Credit Union

Join USC Credit Union and experience banking designed for people, not profit. As a member, you’ll enjoy lower fees, better rates, and lifelong benefits. Gain access to checking, savings, loans, and more, all with personalized service and nationwide convenience.

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About USCCU

USC Credit Union has a rich history of serving the Los Angeles and Orange counties with a full range of products and services, including student credit cards, share savings, checking accounts, auto loans, HELOCs, mortgage loans, personal loans, CDs and Roth IRAs. Apply via online and mobile banking.

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Financial Wellness

USC Credit Union offers financial education and tools to help with budgeting, debt management, credit building, and home financing.

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Borrower Advice

Explore expert guidance on auto, home, and personal loans from USC Credit Union to help you borrow confidently and manage your finances wisely.

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Banking Advice

Check out USC Credit Union blogs and financial articles covering banking tips, personal finance topics, loans, savings, and more.

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Personal Loans

USC Credit Union offers personal loans, lines of credit, and holiday loans with fast application options. Apply in minutes via online and mobile banking.

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Platinum Rewards Mastercard®

Earn rewards on every purchase with the USC Credit Union Platinum Rewards Mastercard. Apply online in minutes and enjoy competitive rates.

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Credit Cards

USC Credit Union offers Mastercard credit cards with rewards, low rates including 0% APR credit cards, student options, and secure credit-building features.

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