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More Than Checking. It’s Premium.
Enjoy powerful protections and everyday perks with PremiumSpend checking, including identity protection, cell phone coverage, roadside assistance, savings, and more, all at no additional cost.
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Finance Energy Efficient Upgrades as Low as 2.99% APR*
Finance eligible home energy improvements, including heating and cooling, solar, insulation, EV charging and more with a GoGreen Loan.
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Your Trojan Benefits, All in One Place
Discover special offers, tools and financial solutions curated just for Trojans, quickly and easily in the Trojan Hub.
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Make the Most of Your Membership
Join our monthly Member Orientation webinars to discover member benefits, helpful services and special promotions to make the most of your membership. Visit our events page to see what’s coming up.
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Make the Most of Your Membership
Join our monthly Member Orientation webinars to discover member benefits, helpful services and special promotions to make the most of your membership. Visit our events page to see what’s coming up.
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Coverdell Education Savings

Save for future education expenses with a Coverdell Education Savings Account from USC Credit Union and enjoy potential tax advantages.

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Roth IRA Accounts

USC Credit Union’s Roth IRA helps members save for retirement with tax-free, compounded growth. Open your Roth IRA online with a minimum balance of $100.

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Traditional IRA Accounts

Save for retirement with a Traditional IRA from USC Credit Union and enjoy potential tax advantages while building your financial future.

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Invest & Retire

USC Credit Union offers IRA, Roth IRA, and Coverdell education savings accounts to plan for retirement and future education costs. Open online or in branch.

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Share Certificates

USC Credit Union Share Certificates offer guaranteed returns like CDs when you lock in funds for a set term. Open your account online in minutes.

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Regular Savings

Open a USC Credit Union Share Savings account with a $10 deposit and manage your savings anytime through online, mobile, or ATM access.

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Savings and Certificates

USC Credit Union offers personal savings accounts, money market options, and IRAs with competitive rates and easy online account opening.

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Debit/ATM Cards

USC Credit Union Debit ATM Cards offer free ATM access, online banking, and nationwide network access when you open a checking account.

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CampusSpend

One less thing to stress about, CampusSpend is built for busy USC students, offering fee-free checking and tools to manage money with confidence. Got a minute? Open your checking account online instantly.

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Home

USC Credit Union serves the Los Angeles and Orange Counties with the service you’d expect from a local credit union and the products you’d expect from a Southern California bank. From free checking accounts and affordable car loans and mortgage rates to online banking and student credit cards, we’re proud to help members live their best lives and support their financial wellness.

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