‘Pre-qualified’ and ‘pre-approved’ for a loan – what’s the difference?
As a home buyer, knowing the difference between being pre-qualified and pre-approved is an important step in the mortgage process. Making your decision on which one to choose starts with understanding the definition of each of those terms.
Home Equity Line of Credit (HELOC) vs. Home Equity Loan
A HELOC and a home equity loan are two popular options for homeowners looking to tap into the equity they've built in their property. Dive deeper into the features, benefits, and drawbacks of each option to help you make the right choice.
Home Buyer’s Guide
USC Credit Union is here to help you feel more confident in today’s real estate market. We’ve helped thousands of our member-owners reach their homeownership goals and we will do the same for you. Download our Free Home Buyer’s Guide and learn about the entire home-buying process.
8 Unexpected Homeowner Expenses
There’s a lot more to homeownership than paying the mortgage loan. Here are eight extra homeownership costs to consider as you plan for your dream home.
USC Credit Union has been a reliable source of financial support for me for 36 years! I’ve never had a better experience.
Pay for the unexpected, consolidate debt, pay for home improvements, or make a major purchase with one of our affordable Personal Loan options.
Starter home, second home or your “forever home” – whatever you call it, we can help you call it home with affordable fixed-rate and adjustable-rate mortgages.
Why finance with us? Simple: We’re a credit union with no shareholder interests to cater to. The upshot: Bank-beating auto loan rates on cars, trucks, motorcycles, RVs, and more.
Need help deciding on a product or service? Talk to a member associate. We’re always here to lend an ear and all the guidance you need.