Borrower Advice

Your loan and credit questions, answered.

Borrowing is a key building block to financial health. With every auto loan or HELOC or credit card, you build your borrowing power. As your credit union, we’re committed to your financial wellbeing – and to helping you make your best borrowing decisions. We created this resource center to share the latest tips, tools and lending trends. First-time home buyer? Super saver? Check your math with our handy mortgage loan and savings account interest calculators.

 

Protecting Yourself at the (Gas) Pump

In the last few years, gas pumps have been a favorite target for fraudsters to place skimming devices. Here are risk mitigation and best practices for you to follow.

The Facts on Identity Theft

Identity theft occurs when someone uses your bank account number, Social Security number, credit card, or other personal information for his or her own ends. Here's what you need to know about identity theft and how to protect yourself.

How Can I Minimize the Risk of Identity Theft?

With the increasing amount of sensitive information stored online, it's essential to take proactive steps to protect your identity and prevent identity theft. If you're concerned about the safety of your personal information or just want to take a proactive approach to security, read this guide today.

What to do if you become a victim of “Phishing”?

Phishing is a fraudulent tactic used by cybercriminals to steal sensitive information, such as login credentials and financial information, from unsuspecting victims. Know what steps to take if you are a victim of “phishing” or any other form of identity theft.

Home Mortgage Loans

Shop and borrow smart.

Starter home or “forever home” – whatever you call it, chances are you’ll need a mortgage before you can call it home. Learn what you need to know to close the deal with success.

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Learn More about Home Loans

Home Equity Lines of Credit

Leverage your home equity.

Home equity can be a powerful borrowing tool. How can you use it? How do HELOCs work? Find answers to these questions and more right under your thumbs.

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Learn More  about Home Equity

Personal Loans

Boost your borrowing knowledge.

Financial peace of mind costs less than you think. USC Credit Union offers affordable personal loans and lines of credit you can use for any purpose. Learn what you need to know to boost your borrowing power.

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Learn More  about Personal Loans

Managing Loan Debt

Your best financial future starts today.

The financial decisions you make today can put you on the right path for years to come. As your financial partner, we’re here for you every step of the way. Use our borrow resources to boost your financial literacy.

Learn More  about Managing Loan Debt

USC Credit Union has been a reliable source of financial support for me for 36 years! I’ve never had a better experience.

-Carol

  • Personal Loans

    Pay for the unexpected, consolidate debt, pay for home improvements, or make a major purchase with one of our affordable Personal Loan options.

  • Home Loans

    Starter home, second home or your “forever home” – whatever you call it, we can help you call it home with affordable fixed-rate and adjustable-rate mortgages.

  • Auto Loans

    Why finance with us? Simple: We’re a credit union with no shareholder interests to cater to. The upshot: Bank-beating auto loan rates on cars, trucks, motorcycles, RVs, and more.

Let’s chat.

Need help deciding on a product or service? Talk to a member associate. We’re always here to lend an ear and all the guidance you need.