Right Move Realtor Rebates
Get valuable rebates on your agent’s commission
Thinking of using a real estate agent to help you buy or sell your home? Need more convincing? Take a look at what USC Credit Union’s Right Move program offers home buyers and sellers in Los Angeles and Orange County. Let our seasoned partners at The Agency Real Estate help you find your dream home.
Rebates & Discounts:
- 20% rebate from the commission of a participating agent who represents you on the purchase1
- 25% rebate when you complete both a home sale and purchase1
- 20% discount on mortgage escrow services1
- 10% discount on a home warranty1
Additional benefits:
- Outstanding service from a participating The Agency agent in your neighborhood
- Realtime access to all homes for sale on the Southern California MLS
- Daily emails featuring new homes for sale based on your search criteria
Make the Right Move.
Get valuable rebates with USC Credit Union’s Right Move program when you work with a participating realtor to buy or sell your home.
Good rates, fast service and in the community.
-Brian
Home Loans
Starter home, second home or your “forever home” – whatever you call it, we can help you call it home with affordable fixed-rate and adjustable-rate mortgages.
FHA & VA Loans
Need a mortgage with a low down payment? FHA (Federal Housing Administration) home loans fit the bill. Veteran or active military? Ask about VA (Veterans Affairs) home loans – perfect for first-time homebuyers.
Home Equity
Cash in on the equity you’ve built up. Choose from two affordable options: a home equity line of credit (HELOC) or a fixed-rate home equity loan.
Educational Resources
Youth Banking Youth Banking
When Should You Open a Bank Account for Your Child?
Many parents wonder when the right time is to open a bank account for their child. While there’s no one-size-fits-all answer, introducing banking at an early age can help children develop healthy financial habits and confidence with money.

When Should You Open a Bank Account for Your Child?
Youth Banking Youth Banking
What Is a Debit Card and How Does It Work?
As children get older, many parents begin looking for ways to teach financial responsibility in real-world situations. One of the most common questions families ask is: Should my child have a debit card? Before making that decision, it’s important to understand what a debit card is and how it works.

What Is a Debit Card and How Does It Work?
Youth Banking Youth Banking
What Is a Youth Bank Account and How Does It Work?
Financial confidence doesn’t happen overnight. Like any life skill, learning how to manage money takes practice, guidance and the right tools. That’s why many parents are exploring youth bank accounts to help children and teens develop healthy financial habits before they enter adulthood. But what exactly is a youth bank account, and how does it work?

What Is a Youth Bank Account and How Does It Work?
Youth Banking Youth Banking
Should Kids and Teens Get an Allowance?
Should kids and teens get an allowance? Learn how a thoughtful approach can teach responsibility and build essential money management skills.

Should Kids and Teens Get an Allowance?
News News
TruStage Cybersecurity Incident
USC Credit Union is aware of a cybersecurity incident involving TruStage, a third-party provider that offers certain insurance and financial services to some USC Credit Union members. The incident occurred within TruStage’s environment, not USC Credit Union’s systems.

TruStage Cybersecurity Incident
USC Credit Union Community Foundation USC Credit Union Community Foundation
Meet one of our remarkable 2025 scholarship recipients, Julisa Merwin.
Julisa’s journey to becoming a nurse began long before she ever stepped into a nursing program. As a first-generation Latina raised by her grandmother who immigrated from Honduras, Julisa took on the role of caregiver at a very young age. In grade school, she regularly missed school to help care for her abuela, assisting with daily needs, preparing meals, and accompanying her to doctors’ appointments. Even through difficult circumstances, her grandmother encouraged her to believe she could build a better future through education.

Meet one of our remarkable 2025 scholarship recipients, Julisa Merwin.
Blog Post Blog Post
Lunar New Year: Ride Into Prosperity
In 2026, Lunar New Year begins on February 17 and ushers in the Year of the Horse – specifically the Fire Horse – a symbol of courage, action, independence, and forward momentum. It’s the perfect moment to take charge of your financial future, from short-term goals to long-term retirement planning.

Lunar New Year: Ride Into Prosperity
Press Release Press Release
USC Credit Union Wins Rivalry for a Cause Charity Challenge, Secures $10,000 for Community Foundation
Los Angeles, CA — Following its October 20, 2025, victory in the Rivalry for a Cause Charity Challenge, USC Credit Union is recognizing the impact of the initiative after defeating Notre Dame Federal Credit Union 2,884–1,464. The friendly competition transformed a historic college football rivalry into meaningful community impact.

USC Credit Union Wins Rivalry for a Cause Charity Challenge, Secures $10,000 for Community Foundation
Student Loans Student Loans
The End of the SAVE Plan: What It Means for Student Loan Borrowers
Recent developments signal the elimination of the SAVE income-driven repayment plan—so it’s important to understand what this means for your budget and what options remain available.

The End of the SAVE Plan: What It Means for Student Loan Borrowers
Press Release Press Release
USC Credit Union CEO/President Gary J. Perez Receives Prestigious Leo H. Shapiro Lifetime Achievement Award on behalf of the California and Nevada Credit Union Leagues
Palm Desert, CA. November 3, 2025 — California and Nevada’s credit union community gathered October 26 – October 30 at the REACH 2025 conference to celebrate innovation, leadership, and service across the industry. The annual Credit Union Awards dinner brought together credit union professionals, advocates, and partners for an evening dedicated to recognizing the individuals and organizations that embody the cooperative spirit of “people helping people.”

USC Credit Union CEO/President Gary J. Perez Receives Prestigious Leo H. Shapiro Lifetime Achievement Award on behalf of the California and Nevada Credit Union Leagues
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Federally Insured by NCUA
1Rebate payment is made by The Agency Real Estate and is credited to your benefit at the close of transaction. Purchase price must be greater than $200,000. To receive the 25% rebates, the home sale and purchase transactions must take place within six months of each other. Rebates applicable to California properties only. Members receive a 20% rebate if they sell or purchase a home with an Agency agent. The Agency Real Estate is not affiliated with USC Credit Union. Ask for details.




