Our credit cards have:

  • NO annual fees
  • NO foreign transaction fees
  • 0% APR* Introductory Offer

Credit Union Credit Cards

As a member of USC Credit Union, we consider you an owner. Because we don’t have shareholders, we pass along our profits to you through better rates on all of our financial solutions and banking options.

Our Mastercard credit cards have no annual fees, no balance transfer fees, and no foreign transaction fees, making us the smart consumer’s best choice. Apply for a credit card today to build your credit with competitive perks and interest rates


Special Introductory Offer on our Platinum, Rewards, and Student Mastercards
0%* APR* for your first 15 billing cycles for purchases & balance transfers made within 6 months of opening your account. After that, standard variable APR* will apply.

A 2% fee (min $10) applies to balance transfers during the promotional period. After the promotional period there is no balance transfer fee.

Platinum Rewards MasterCard

With a low variable rate and free rewards including cash back, travel, charitable donations and brand-name merchandise, the USC Credit Union Platinum Rewards credit card sets the standard for the card that pays you back. You’ll enjoy distinctive features like NO annual fees, NO balance transfer, and NO foreign transaction fees.

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Platinum MasterCard

An essential credit card that offers the lowest rates around (we’ve checked!) and benefits like NO annual fees, NO balance transfer fees, and NO foreign transaction fees.

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Secured Mastercard

This card can help you build or rebuild your credit responsibly. With an initial deposit equal to your credit line, you can lock in a low, fixed rate and be on your way to a solid score. Plus, you’ll enjoy distinctive features like NO annual fees, NO balance transfer, and NO foreign transaction fees.

Fixed-rate
13.99%
APR*
Student Mastercard

An essential credit card for USC students that help students build a strong credit history with on-time payments. Generally, a cosigner will improve a student’s chance of qualifying. Plus, benefits like NO annual fees, NO balance transfer fees, and NO foreign transaction fees, make this the perfect card for newly-minted Trojans looking for their first credit card.

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