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- ACH Transfer Schedule
Transfers | What to expect
Like most financial institutions, we use the Automated Clearing House (ACH) network to process external transfers from one financial institution to another. Here we’re showing you how it works to give you a better idea of where your money is going and when it’s going to arrive. Keep in mind, clearing houses aren’t open on weekends or holidays, so that will affect transfer times.
External Transfer | 4 business days
Here’s an example of a schedule for a external transfer timeline, with a Holiday occurring on Friday.
Funds Availability & Cut-Off Times
|Transfer between USC Credit Union accounts
|External Transfer between USCCU and non-USCCU account
(requested before 5:00pm PST, Monday-Friday)
||4 business days
||4th business day
How to transfer funds
You can transfer funds electronically between your USC Credit Union accounts and other financial institutions using our Online Banking
and Mobile Banking channels. Learn how to transfer funds
Questions? We’re here to help!
If you have questions regarding transfers, please contact us at (877) 670-5860 or email us at firstname.lastname@example.org
and we’ll be happy to assist you.