MoneySense
When you pay your bills online, guess what makes those transactions efficient and secure? That’s right, the ACH network. In 2021 alone, this remarkable technological system processed 29.1 billion payments of more than $72.6 trillion.
Grow your savings to new heights with a competitive 5.25% APY* 9-Month Certificate. Make your money climb with a low minimum deposit of just $1,000 in new-to-USCCU funds.
Grow your savings to new heights with a competitive 5.25% APY* 9-Month Certificate. Make your money climb with a low minimum deposit of just $1,000 in new-to-USCCU funds.
Already a member? Extend the benefits of USC Credit Union membership to everyone in your immediate family or household – they’re all invited to become a member owner!
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
Grow your savings to new heights with a competitive 5.25% APY* 9-Month Certificate. Make your money climb with a low minimum deposit of just $1,000 in new-to-USCCU funds.
Grow your savings to new heights with a competitive 5.25% APY* 9-Month Certificate. Make your money climb with a low minimum deposit of just $1,000 in new-to-USCCU funds.
Already a member? Extend the benefits of USC Credit Union membership to everyone in your immediate family or household – they’re all invited to become a member owner!
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
Get a free financial education on all things personal finance from credit scores and debt consolidation to saving and student loans.
Create a one-time, recurring, or future-dated transfer from your savings or checking account without the need for checks, wire transfers or credit cards.
Use internal transfers to move money between your USC Credit Union accounts, or between your USC Credit Union account and another USC Credit Union member’s account.
Use external transfers to move money between your USC Credit Union account to your accounts at other financial institutions.
To start, simply:
Sending money to another USC Credit Union member or to your external account? Add the account under the Transfers widget before setting up the transfer.
To send money securely to other individual’s external accounts, learn more about Wire Services.
When you pay your bills online, guess what makes those transactions efficient and secure? That’s right, the ACH network. In 2021 alone, this remarkable technological system processed 29.1 billion payments of more than $72.6 trillion.
Internal accounts are within USC Credit Union. This includes your USC Credit Union accounts and another member’s USC Credit Union account. Internal transfers are instant, and the funds will be available immediately.
Like most financial institutions, we use the Automated Clearing House (ACH) network to process external transfers from one financial institution to another.
The funds from an external transfer made between your USC Credit Union and your non-USC Credit Union account before 5:00pm PST, Monday-Friday will be available on the 4th business day. Keep in mind, weekends or holiday will affect transfer times.
Use USC Credit Union’s Transfers service on Online or Mobile Banking to make internal and external transfers.
Easy to use and transfer deposits are quick!
-Lorraine
Free ATMs. Free Online Banking. USC Credit Union checking accounts give you perks and plenty of choices from our no-fee basic to interest-bearing accounts.
Go cashless! Your Debit/ATM card lets you access the funds in your checking account with one quick swipe.
Get paid early! Have your paycheck or any recurring payments deposited electronically into your checking account online. It’s safe, easy to set up, and a real timesaver.
With the right tools, strategies, and mindset, you can transform budgeting from a chore into a powerful ally against debt.
Navigating student loan repayment can be challenging, but 2024 brings new opportunities to ensure you’re on the right track towards financial freedom!
The holidays are a time of joy and giving, but for many of us managing student loan repayments, it can also be a season of financial stress. But with a bit of planning, creativity, and focus on what truly matters to you this season, it’s possible to find holiday cheer without breaking the bank.
Skimming is a persistent and evolving threat, but by being aware and taking preventative measures, we can fight against compromised cards and protect our financial well-being. Read this guide for tips and signs to watch out for.
Managing student loan debt can sometimes feel like an uphill battle. But the truth is, a smart budget, personalized to your income and other expenses, can be your greatest asset in paying off your student loans while maintaining your quality of life. In this guide, we walk you through the steps to create your own budget that works for you and your goals.
Does this sound familiar? “Did you attempt a payment for $3,000? Reply YES or NO.” If so, you're not alone. Financial institution impersonations are the most common text scams and usually include bogus fraud warnings and transfer alerts. Follow these tips to help you identify potential scams and keep your personal information safe and secure.
When delving into the world of private student loans, you may discover that many lenders mention a “co-borrower.” A co-borrower is someone who applies for the loan with you and is equally responsible for ensuring it is repaid. A private student loan will be held in your name as the primary borrower, but the co-borrower’s name and credit will be tied to the loan as well.
The Housing Authority of the City of Los Angeles (HACLA), in collaboration with USC Credit Union, successfully concluded a transformative financial literacy initiative for residents of Nickerson Gardens.
On August 1, 2023, the Obama Foundation unveiled Altro Founder/CEO and USC Credit Union board member Michael Broughton's selection to the inaugural Obama Leaders USA 2023 program.
On June 30, the Supreme Court struck down Biden's one-time student loan debt forgiveness plan, which was set to forgive up to $20,000 for 26 million borrowers. So, what's next? Read this blog post to review the latest updates.