Traditional IRA

Many parents wonder when the right time is to open a bank account for their child. While there’s no one-size-fits-all answer, introducing banking at an early age can help children develop healthy financial habits and confidence with money.

As children get older, many parents begin looking for ways to teach financial responsibility in real-world situations. One of the most common questions families ask is: Should my child have a debit card? Before making that decision, it’s important to understand what a debit card is and how it works.

Financial confidence doesn’t happen overnight. Like any life skill, learning how to manage money takes practice, guidance and the right tools. That’s why many parents are exploring youth bank accounts to help children and teens develop healthy financial habits before they enter adulthood. But what exactly is a youth bank account, and how does it work?

Should kids and teens get an allowance? Learn how a thoughtful approach can teach responsibility and build essential money management skills.

USC Credit Union is aware of a cybersecurity incident involving TruStage, a third-party provider that offers certain insurance and financial services to some USC Credit Union members. The incident occurred within TruStage’s environment, not USC Credit Union’s systems.

Julisa’s journey to becoming a nurse began long before she ever stepped into a nursing program. As a first-generation Latina raised by her grandmother who immigrated from Honduras, Julisa took on the role of caregiver at a very young age. In grade school, she regularly missed school to help care for her abuela, assisting with daily needs, preparing meals, and accompanying her to doctors’ appointments. Even through difficult circumstances, her grandmother encouraged her to believe she could build a better future through education.

In 2026, Lunar New Year begins on February 17 and ushers in the Year of the Horse – specifically the Fire Horse – a symbol of courage, action, independence, and forward momentum. It’s the perfect moment to take charge of your financial future, from short-term goals to long-term retirement planning.

Los Angeles, CA — Following its October 20, 2025, victory in the Rivalry for a Cause Charity Challenge, USC Credit Union is recognizing the impact of the initiative after defeating Notre Dame Federal Credit Union 2,884–1,464. The friendly competition transformed a historic college football rivalry into meaningful community impact.

Recent developments signal the elimination of the SAVE income-driven repayment plan—so it’s important to understand what this means for your budget and what options remain available.

Palm Desert, CA. November 3, 2025 — California and Nevada’s credit union community gathered October 26 – October 30 at the REACH 2025 conference to celebrate innovation, leadership, and service across the industry. The annual Credit Union Awards dinner brought together credit union professionals, advocates, and partners for an evening dedicated to recognizing the individuals and organizations that embody the cooperative spirit of “people helping people.”