Auto Loans + Touring Motorcycles over 1200cc*
Rates accurate as of 12/8/2024
All rates and terms subject to change without notice.
Term | 100% Financing APR as low as |
---|---|
36 Months | 5.74% |
48 Months | 5.99% |
60 Months | 6.24% |
72 Months | 6.49% |
84 Months | 6.99% |
Rates accurate as of 12/8/2024
All rates and terms subject to change without notice.
Term | 100% Financing APR as low as |
---|---|
36 Months | 5.74% |
48 Months | 5.99% |
60 Months | 6.24% |
72 Months | 6.49% |
84 Months | 6.99% |
*Auto Loans “as low as” rates include the 0.25% discount for automatic loan payments and apply to 2022 or newer vehicle models. Rates are subject to change based on vehicle year.
Wondering how much you can afford? Run a scenario of what’s realistic for your budget and payment preferences.
Term | Interest | Monthly Payment | Lifetime Loan Total | Lifetime Interest Paid |
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*Auto Loans “as low as” rates include the 0.25% discount for automatic loan payments and apply to 2022 or newer vehicle models. Rates are subject to change based on vehicle year.
Take control of your vehicle financing by refinancing with USC Credit Union.
Once I got my membership confirmed, the process of joining and getting assistance applying for auto refinancing was wonderful!
1Auto Loans “as low as” rates include the 0.25% discount for automatic loan payments and apply to 2022 or newer vehicle models. Such rates are subject to change based on vehicle year. Other Loan-to-Value requirements may apply. To qualify for the automatic payment rate discount, loan payments must be made automatically from a qualifying checking account. Annual Percentage Rate (APR) is effective as of 12.8.2024, is based on creditworthiness and underwriting factors, and is our best rate. Proof of income may be required at the time of loan funding. Monthly payment per $1,000 for 36 months at 5.74% is $30.30. This payment example is for illustration purposes only. Your actual payment may vary. Minimum loan amounts include $8,000 for a 60-month term loan, $15,000 for a 72-month term, and $25,000 for an 84-month term loan. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. All credit union loan programs, rates, terms and conditions are subject to change without notice. Rates do not apply to existing USC Credit Union Auto Loans.
2Up to 120% financing available based on credit worthiness, model year, and underwriting factors. New: Manufacturer’s Suggested Retail Price (MSRP) and Used: Retail Kelley Blue Book (RKBB), both including tax, license fees and optional products such as Guaranteed Asset Protection (GAP) or Mechanical Repair Coverage (MRC) and is subject to approval. A valid driver’s license and current insurance information are required at time of financing.
3The 0.25% discount for automatic payments and the 0.25% discount for clean energy vehicles can be combined, so long as the rate does not go below the 4.99% floor rate. To qualify for the clean energy rate discount, vehicles must have an EPA Fuel Economy rating of at least 35 MPG (combined city/highway). Visit the Department of Energy Fuel Economy website to view state-specific requirements.
4You are providing “written instructions” to WithClutch, Inc. and USC Credit Union under the Fair Credit Reporting Act authorizing WithClutch, Inc. and USC Credit Union to obtain information from your personal credit report and from the Credit Bureau solely to conduct a pre-qualification for credit. This will not impact your credit score.