Online Funds Transfer

Transfer Funds Anytime, Anywhere

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How to transfer funds:

You can transfer funds electronically between your USC Credit Union accounts and other financial institutions through our Online Banking system.

USC Credit Union’s ABA (or Routing) number is 322079557.

It’s easy!

  1. Log into your Online Banking account.
  2. Click on Transfers and select External Transfers.
  3. Set up your account by following the step-by-step process. Entering the financial institution routing number, the appropriate account number, and other required information.
  4. USCCU will make two small deposits/withdrawals less than $1 to/from the account added (this process can take up to five business days).
  5. Verify the amounts of these two small deposits/withdrawals to validate that you own the account.
  6. Once verified, the account set-up is complete and you may begin to make transfers between the accounts.
  7. To conduct transfers, simply log on and select the financial institution, the date the transfer will take place, the account (savings, checking, etc.), the dollar amount (between $10-$10,000), and the transfer type (one-time or recurring).
  8. Completion of this transfer may take up to four business days. See an example external transfer schedule.

Types of Transfers

With Online Banking, you can—

Make transfers from Checking and Savings to:

  • Checking and Savings
  • Line of credit
  • Credit card
  • Loans and mortgages
  • Investments

Make transfers from your Line of Credit to:

  • Checking and Savings
  • Line of credit
  • Credit card
  • Retail loans and mortgages

Other accounts can be paid using USC Credit Union’s Bill Pay functionality.

Questions? We can help—Contact Us!

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